Posted on

USA Inflation: Today’s CPI Data

April and May 2024 FED meeting: forecasts, news and decisions

The Consumer Price Index (CPI), the key metric used to estimate inflation in the United States, has just been released. The fate of the markets hinges on US inflation and today’s Consumer Price Index (CPI) data. In this article, we will explore what CPI is and why it matters, as well as analyse the latest figures.

What is the CPI?

Technically, the Consumer Price Index (CPI) is a fundamental economic indicator that measures changes in the prices of goods and services we buy daily. In other words, the CPI tells us how much the cost of living has changed over time.

The CPI is calculated by gathering price data for a representative “basket” of goods and services typically purchased by consumers. This basket includes a variety of products, such as food, clothing, housing, transportation, education, healthcare, and other common expenditures. The US Bureau of Labor Statistics (BLS) collects this data monthly across 75 urban areas and compares it with previous periods.

Why is the CPI important?

The CPI is used to measure inflation, or how much the cost of living is increasing. If the CPI rises, it indicates that prices are increasing, meaning we need to spend more to maintain the same standard of living.

Bitcoin and the CPI: what’s the link?

Recently, the correlation between Bitcoin’s price and the inflation rate has been declining, largely because inflation has approached the 2% target and the Federal Reserve (FED) began cutting interest rates in September. Despite this, Bitcoin continues to demonstrate its value as a safe-haven asset and a hedge against inflation.

This connection became particularly evident after the approval of spot Bitcoin ETFs, as their recent performance highlights. These financial instruments have increasingly attracted attention to Bitcoin.

The last time this happened

When Bitcoin’s price plummeted due to turmoil in traditional financial markets, many investors sought refuge in more stable assets, leading to heightened BTC volatility. In such contexts, the Consumer Price Index becomes essential for understanding inflation trends and making informed decisions. A stable or declining CPI could foster a less uncertain economic climate, helping to reduce Bitcoin and cryptocurrency volatility.

Analysis of December 2024 CPI data

On 11 December 2024, the BLS released November 2024 CPI data. According to the report, the CPI rose by 2.7% year-on-year, aligning with expectations.

What do these numbers mean?

The 2.7% increase in the CPI indicates that inflation has slightly risen compared to the previous month. However, as this aligns with BLS forecasts, the rise is not currently a cause for concern. It remains to be seen whether the FED will pause its interest rate cuts during next week’s FOMC meeting (18 December) or proceed as planned.

Historical CPI data in 2024

Here’s a summary of CPI figures for recent months in 2024:

  • November 2024: 2.7% (expected: 2.7%)
  • October 2024: 2.6% (expected: 2.6%)
  • September 2024: 2.4% (expected: 2.3%)
  • August 2024: 2.5% (expected: 2.5%)
  • July 2024: 2.9% (expected: 3.0%)
  • June 2024: 3.0% (expected: 3.1%)
  • May 2024: 3.3% (expected: 3.4%)
  • April 2024: 3.4% (expected: 3.4%)
  • March 2024: 3.5% (expected: 3.4%)

The data shows that inflation consistently declined throughout 2024, only to rise slightly in the last month. Could Donald Trump’s upcoming inauguration as President in January 2025 shake things up further?

Stay tuned for updates and market insights!

Posted on

Automate your crypto growth: introducing recurring purchases for staking

staking recurring

With recurring purchases for staking, you can automate your crypto accumulation journey, simplify asset management, and maximise long-term rewards.

Let’s face it: no one likes sitting idle while the market behaves like a hydra, growing new heads faster than you can keep up. The bull market, seductive yet dangerous like a siren’s song, also offers huge opportunities for those who stay grounded and play smart.

In these times, recurring purchases combined with staking are like the ultimate Goku-Vegeta fusion: you keep accumulating crypto while reducing risk through dollar-cost averaging and earning rewards on what you already hold. And those extra staking rewards? That’s the cherry on top. You can sell them when the market peaks or keep them because you believe in the project more than in your trading instincts.

Then there’s the bear market – the stuff of nightmares for many. It’s a dull, slow, and almost soporific time when most people give up. But that’s when the best opportunities arise. Lower prices, better deals – if you have the patience. While the market drags along, staking works quietly in the background, creating a solid foundation of tokens that will give you an edge when the market roars back to life.

Quick refresher: market cycles

For anyone new here, let’s cover the basics: markets are cyclical and move through four main phases – accumulation, uptrend, distribution, and downtrend. Simple, right?

The accumulation phase comes after the downtrend once prices stabilise. But it may feel counterintuitive to keep accumulating when the market is already rising. However, that’s exactly when a well-thought-out strategy like recurring purchases comes into play.

During an uptrend, many investors succumb to FOMO (fear of missing out), buying impulsively at market peaks. By sticking to a disciplined recurring purchase plan, you’re effectively smoothing out the highs and lows, ending up with a reasonable average price over time.

Staking in the accumulation phase

Once the market has bottomed out and prices are stable, recurring purchases combined with staking become your best allies. This strategy helps you build strong foundations for the market’s next phases, turning time into your greatest asset.

Recurring altcoin purchases in a bull market

Here’s something that often gets overlooked: if Bitcoin is the undisputed king and Ethereum the black panther of the crypto jungle, altcoins are more elusive prey.

During a bear market, altcoins tend to stay in the shadows. Why? Because it’s hard to tell which ones will survive – unless they’ve already proven themselves resilient during previous downturns.

The altcoin market is a mixed bag. Some projects are rock-solid, built for long-term success, while others are just seasonal cryptos – fleeting stars that shine brightly during bull runs but fade when the market cools.

This is why, in a bull market, it’s critical to distinguish between altcoins with real potential and those merely riding the hype wave. Long-term success comes down to quality.

Here’s the key takeaway: historical solid altcoins often move in sync with Ethereum during uptrends, making them easier to spot. Recurring purchases give you an edge by allowing you to accumulate these promising assets without relying on risky, short-term trades. When combined with staking (available for select altcoins), this strategy lets you maximise rewards while the market is on the rise. Just be sure to plan your exit strategy before the market peaks.

How does it work?

It’s easier than you think.

  1. Choose your preferred frequency – daily, weekly, or monthly.
  2. Set the amount you want to put in staking.

From there, your funds will automatically be converted from euros into cryptocurrency and staked at your chosen frequency. Each operation creates a new stake. Mission accomplished. Simple, right?

Quick note: Remember that the crypto market is volatile, so the number of tokens purchased will vary with each recurring purchase, depending on the asset’s price at the time of execution.

Additional benefits

  • Diversification: Spread your funds across multiple cryptocurrencies to reduce risk and increase your chances of success.
  • Discipline made easy: If you struggle with consistency or get swayed by market emotions, recurring purchases provide a hands-off approach that keeps you on track.

At the end of the day, it all comes down to one simple truth: markets are cyclical, but success is for those who stick it out – whether it’s a frenzied rally or a period of stillness. Stay in the game, plan ahead, and don’t get dazzled by short-term fireworks.

Satoshi would approve.

Posted on

Moonshot : l’application dédiée aux meme coins sur Solana

Moonshot : l’application dédiée aux meme coins

Les meme coins sur Solana : Moonshot entre en scène

La folie des meme coins sur Solana ne montre aucun signe d’essoufflement. Depuis décembre 2022, après le lancement de Bonk (BONK), plusieurs cryptomonnaies « nées pour s’amuser » ont explosé en popularité à intervalles réguliers. Parmi elles, citons Dogwifhat (WIF), qui a atteint une capitalisation de 4,3 milliards de dollars et la 36ᵉ position dans le classement mondial, ou encore Popcat (POPCAT), Cat in a Dogs World (MEW) et Peanut the Squirrel (PNUT), toutes issues de l’univers Solana.

Récemment, une nouvelle application pour smartphone a été lancée, renforçant cette tendance. Moonshot, une plateforme simple et intuitive, facilite l’achat et la vente de meme coins sur Solana.

Solana brille grâce aux meme coins

Autrefois dominées par les meme coins sur Ethereum, comme Shiba Inu (SHIB) ou Pepe (PEPE), les tendances se sont nettement déplacées vers Solana. Les faibles frais de transaction, la rapidité des opérations, ainsi que les améliorations techniques qui ont résolu les interruptions de réseau, expliquent ce succès.

Ce phénomène culturel bénéficie également à la blockchain Solana, créé par Anatoly Yakovenko, et à sa cryptomonnaie native. Depuis le début de 2024, SOL a progressé de +174 %, s’approchant de son record historique de 2021, autour de 250 $. Parallèlement, son Total Value Locked (TVL) a atteint 8,4 milliards de dollars, tandis que son volume de transactions a grimpé à 7,4 milliards de dollars.

Découvrir Solana

Moonshot : qu’est-ce que c’est et comment ça fonctionne ?

Passons au cœur du sujet : qu’est-ce que Moonshot, et comment fonctionne cette application ? En réalité, répondre à cette question est simple, car rendre l’achat et la vente de meme coins intuitifs est l’objectif principal de cette plateforme.

Sur Moonshot, vous pouvez acheter des meme coins créés sur Solana de deux manières :

  • En utilisant SOL, la crypto native de Solana.
  • En utilisant votre carte bancaire, votre compte bancaire ou des solutions comme Apple Pay et Google Pay.

Moonshot permet également de déposer des fonds sans effectuer de transaction immédiate, pour attendre le moment opportun. Toutefois, seules les meme coins vérifiées et intégrées à la plateforme peuvent y être échangées.

Un point fort de Moonshot est son approche minimaliste. Pas d’indicateurs techniques complexes ni de graphiques avancés : vous trouverez seulement des informations essentielles comme la capitalisation, le volume ou l’offre en circulation. Cette simplicité a attiré de nombreux débutants, permettant à l’application d’enregistrer plus de 130 000 $ de revenus en une seule journée, et de se hisser dans le top 30 de l’App Store Finance.

Cependant, cette simplicité pourrait ne pas convenir aux utilisateurs avancés. Ces derniers préfèrent souvent des plateformes centralisées plus complètes ou des exchanges décentralisés comme Raydium, qui nécessitent plus d’expertise.

Explorer les meme coins

Les risques liés aux meme coins sur Solana

L’utilisation de Moonshot et, plus largement, le trading de meme coins sur Solana, restent des activités risquées. La plupart de ces crypto-monnaies disparaissent en quelques semaines, voire en quelques jours. Leur succès repose uniquement sur l’attention qu’elles réussissent à attirer.

Investir dans une meme coin nouvellement créée équivaut à parier, car il est impossible de s’appuyer sur des données historiques ou des fondamentaux solides. Ainsi, il est recommandé d’allouer une très petite part de son capital à ce type d’investissement. Plus de 90 % des meme coins créées chaque jour ne survivent pas plus d’un mois, et cette statistique s’applique également aux traders qui tentent d’en tirer profit à long terme.

À l’inverse, investir dans l’infrastructure qui soutient ces meme coins, comme Solana, peut être une stratégie plus sensée. Étant indispensable à l’utilisation de la blockchain, SOL devient de plus en plus rare grâce à son mécanisme de brûlage, ce qui pourrait la rendre déflationnaire à long terme.

Posted on

Moonshot: The app dedicated to Meme Coins on Solana

Moonshot: The app dedicated to Meme Coins

What does Moonshot mean?

In the context of technology and finance, a “moonshot” refers to an ambitious, groundbreaking project to achieve monumental success. Originating from the historic Apollo 11 moon landing, the term now symbolises efforts that carry high risk but promise potentially transformative rewards. In crypto, a “moonshot” often describes a cryptocurrency or project expected to rise astronomically in value or popularity.

This meaning perfectly embodies Moonshot, the app fueling the meme coin mania on Solana, offering an intuitive platform for trading these unique digital assets.

The rise of Meme Coins on Solana

Since December 2022, meme coins have dominated the Solana blockchain. The launch of Bonk (BONK) marked a turning point, sparking the creation of other playful yet explosive cryptocurrencies. Notable examples include Dogwifhat (WIF), which achieved a market cap of $4.3 billion and reached 36th in global rankings, and other projects like Popcat (POPCAT), Cat in a Dogs World (MEW), and Peanut the Squirrel (PNUT).

Moonshot, a new app dedicated to meme coins, is further amplifying this trend by making it easier than ever to buy and sell these assets on Solana.

Why Solana?

While meme coins like Shiba Inu (SHIB) and Pepe (PEPE) initially gained popularity on Ethereum, Solana has emerged as the new hub for such tokens. Solana’s edge lies in its low transaction fees, fast processing speeds, and recent network stability improvements. Developers have addressed past issues like network downtime, making Solana more reliable.

This shift has positively impacted both the Solana blockchain, created by Anatoly Yakovenko, and its native cryptocurrency, SOL. Since early 2024, SOL has surged by +174%, nearing its 2021 all-time high of approximately $250. The network’s Total Value Locked (TVL) reached $8.4 billion, while trading volumes surpassed $7.4 billion.

Explore Solana on Young Platform

Moonshot: What is it and how it works?  

Now, let’s focus on Moonshot, the app revolutionising meme coin trading on Solana. The platform was designed with simplicity and accessibility in mind, eliminating unnecessary complexity for users.

How it works:

  • Users can purchase meme coins with SOL, Solana’s native cryptocurrency.
  • Alternatively, they can use credit/debit cards or payment solutions like Apple Pay and Google Pay.
  • For those who prefer to wait for better market conditions, Moonshot allows deposits without immediate transactions.

However, not all meme coins on Solana are available on Moonshot. Only verified tokens that meet platform standards are listed, ensuring a safer trading environment.

Moonshot’s unique features include:

  • Minimalist tools for tracking meme coin performance, such as basic price charts and data like market cap, volume, and circulating supply.
  • A design tailored for newcomers, focusing on simplicity rather than advanced trading metrics.

This approach has made Moonshot a favourite among beginners. The app has already generated over $130,000 in daily revenue and entered the top 30 Finance apps on the App Store.

The challenges for advanced traders

Despite its success, Moonshot’s minimalistic approach may not satisfy experienced traders. These users often prefer:

  1. Centralised exchanges (CEXs) offer extensive due diligence on listed assets.
  2. Decentralised exchanges (DEXs) like Raydium, which provide greater freedom but require more expertise.

Moonshot fills a niche for simplicity, but it’s not designed for advanced trading strategies.

Discover Meme Coins

The Risks of Trading Meme Coins

Trading meme coins, whether on Moonshot or other platforms, carries substantial risk. Most of these tokens have short lifespans, with over 90% failing within weeks or even days. Their success hinges entirely on the hype they generate.

Investing in newly launched meme coins is akin to gambling, as decisions can’t rely on historical data or fundamental analysis. It’s advisable to allocate only a small portion of your capital to such speculative investments.

However, for those looking for a safer bet, investing in Solana’s infrastructure might be a better choice. As the native cryptocurrency of the Solana blockchain, SOL is indispensable for network operations. Additionally, its deflationary mechanism—burning a portion of tokens with every transaction—could increase its scarcity and value over time.

Why Moonshot Matters

Moonshot’s impact on the crypto ecosystem extends beyond its app functionality. It embodies the “moonshot” ethos: pushing boundaries, embracing risks, and striving for massive rewards. While the app simplifies meme coin trading, it also drives broader adoption of Solana, highlighting the blockchain’s potential to redefine the crypto space.

Whether you’re a crypto novice or an enthusiast looking to explore the next big trend, Moonshot offers a glimpse into the playful yet high-stakes world of meme coins—a world where the next moonshot might just be a tap away.

Posted on

Gold Price Forecast: heading towards new records in 2025

Gold price forecast 2025: what will happen to the price?

As of recent months, gold has touched remarkable highs, hovering around $2,800 per ounce and boasting annual growth of approximately 30%. Key factors driving this surge include inflation pressures, a weakening US dollar, and heightened geopolitical tensions. With gold now in “price discovery” mode, 2025 predictions are under intense scrutiny.

Can gold sustain its rise after Trump’s 2024 election victory?

The upcoming year holds further potential for gold, particularly in light of the complex geopolitical landscape and Trump’s recent election victory. Will this political shift push gold prices to new peaks, or might the market face unexpected downturns? Here’s an expert-backed look into 2025’s gold price forecast, including the potential factors influencing this precious metal.

Expert predictions for Gold price in 2025

Analysts from top financial institutions remain optimistic about gold’s trajectory for 2025. Here are some key predictions:

  • JP Morgan has noted that a Trump administration could benefit gold prices due to heightened market volatility and the potential for currency weakness. This “debasement trade,” where investors seek safe-haven assets, supports the idea that gold could thrive as fiat currencies face mounting challenges.
  • Goldman Sachs forecasts a possible price high of $3,000 per ounce if current geopolitical and economic trends persist. According to their analysis, Trump’s election and potential shifts in monetary policy could further favour the precious metal.
  • Wisdomtree, a prominent investment fund, expects gold prices to reach around $2,750 by Q1 2025. This is supported by ongoing global conflicts and uncertain economic conditions that continue to fuel demand for safe-haven assets like gold.
  • Citi Group has similarly set a $2,900 target for early 2025, citing similar factors such as inflation concerns, monetary policy, and geopolitical tensions.
  • Bank of America (BoA) also offers a robust forecast, suggesting prices may surpass the $3,000 mark in 2025, mainly if the dollar shows signs of weakening amid heightened global risks.

Key Drivers for Gold’s Potential Surge

As experts analyse 2025’s outlook for gold, a few primary drivers emerge:

  1. Dovish Federal Reserve policy
    The US Federal Reserve’s recent interest rate cuts have made government bonds less attractive, drawing investors toward gold as a secure alternative. If this dovish stance continues, it could bolster the gold market.
  2. Potential US dollar crisis
    Historically, a weaker dollar supports higher gold prices. Many experts anticipate that the dollar’s recent volatility may persist, further benefitting gold as a stable store of value. However, gold could see some downward pressure if Trump’s policies strengthen the dollar.
  3. Geopolitical uncertainty
    The ongoing Russia-Ukraine conflict and instability in the Middle East show few signs of resolution. Trump’s upcoming administration may impact these conflicts, making gold a risk-averse investment.
  4. Inflation and global economic health
    Rising inflation rates remain a pressing concern, with gold serving as a traditional hedge against inflation. As central banks grapple with inflationary pressures, gold may continue to attract investors seeking stability amid economic volatility.

Gold Investment Options for 2025

For investors looking to capitalise on gold’s projected growth in 2025, there are multiple accessible avenues:

  • Physical Gold
    Investing in physical gold, such as coins or bullion, remains a popular choice for traditionalists seeking tangible assets.
  • Gold ETFs and Funds
    Exchange-traded funds (ETFs) offer a convenient way to gain exposure to gold without storing physical assets.
  • Gold-Backed cryptocurrencies (Pax Gold)
    For those looking for a modern twist, Pax Gold (PAXG) is a digital asset backed by physical gold. This stablecoin allows investors to hold gold in a more liquid and divisible form, reflecting the current value of gold and making it an accessible option for both large and small investors.

Conclusion: what lies ahead for Gold prices in 2025?

Overall, 2025 is anticipated to be a pivotal year for gold, driven by economic, political, and financial factors that could propel it to record highs. With forecasts suggesting gold prices may break the $3,000 threshold, this precious metal remains an attractive option for investors seeking a safe-haven asset amidst an unpredictable global landscape.

Whether you’re looking to invest directly in physical gold, explore gold-backed digital assets, or follow gold market trends, staying informed about expert forecasts can guide your investment choices.

Posted on

What is de-dollarisation? Are the BRICS challenging the dollar’s supremacy?

What is de-dollarisation? Is it coming?

De-dollarisation refers to the gradual reduction in using the United States dollar as the primary currency in global trade and financial transactions. Since World War I, the dollar has reigned supreme, acting as the cornerstone of the global financial system.

However, the situation may be shifting with increasing globalisation and the rise of economies once deemed emerging but now crucial to global GDP. What does de-dollarisation truly mean, and how could it reshape the global economic landscape?

What is de-dollarisation?

Joyce Chang, chair of Global Research at J.P. Morgan, explains:

“The notion that the dollar is losing its status as a reserve currency has gained traction, particularly as the world has divided into trading blocs following Russia’s invasion of Ukraine and the growing strategic competition between the United States and China.”

In the US, the idea of devaluing the dollar to maintain economic competitiveness has even surfaced during electoral debates. But is the dollar truly losing its grip?

De-dollarisation describes the decreasing reliance on the US dollar in international transactions and reserves, a trend that could undermine its dominance over global financial markets. Currently, most international loans and investments are dollar-denominated, but this status is only guaranteed to last for a while.

The forces driving de-dollarisation

Two main factors threaten the dollar’s dominance: internal and external pressures.

  1. Internal stability and US leadership
    The dollar’s status is closely tied to the United States’ economic, political, and military strength. Will the US maintain its position as the world’s leading superpower in the coming years? This is a question facing policymakers and the new US administration led by Donald Trump. Achieving this is far from certain, and any decline in US influence could erode confidence in the dollar.
  2. The rise of the BRICS nations
    Externally, countries within the BRICS group—especially China, India, and Russia—actively seek alternatives to dollar reliance. For instance, China’s push to stabilise and internationalise the yuan could make it a viable competitor. Similarly, Russia has already shifted to using roubles, yuan, dirhams, and rupees for oil trade, reducing its dependency on the dollar.

The impact of de-dollarisation

Understanding de-dollarisation also involves assessing its potential consequences for the global economy, particularly for the United States.

  • The shift in global power dynamics
    A diminished role for the dollar would irrevocably alter the balance of power among the world’s most influential nations. US financial assets, such as stocks and bonds, could experience slower growth, while yields on fixed-income assets like government bonds may rise due to declining demand.
  • US exports and inflation
    A weaker dollar could make US exports more competitive globally, potentially boosting manufacturing. However, it may also discourage foreign investment in the US and contribute to higher inflation as import costs rise.
  • Commodity markets
    This shift is already evident in the commodities market, where some nations are bypassing the dollar in favour of local currencies. Russia, for example, conducts oil trades in currencies such as the Chinese yuan, Emirati dirham, and Indian rupee.
  • Increased demand for gold and scarce assets
    A move away from the dollar could drive up gold prices, as central banks may prefer gold as a reserve asset. Similarly, other scarce assets like Bitcoin could become increasingly attractive for preserving value.

Is de-dollarisation imminent?

While the United States has seen its share of global trade diminish, this does not necessarily mean de-dollarisation is inevitable.

The decline in the dollar’s share among central bank reserves, especially in emerging markets, is not yet significant enough to justify major concerns. Key factors such as bank deposits, sovereign wealth funds, and foreign investments continue to support the dollar’s dominance. Moreover, the dollar remains central to global finance due to its deep capital markets and robust financial transparency.


Stay informed on the shifting tides of global finance with Young Platform.

Posted on

MicroStrategy Bitcoin Holdings: risks and opportunities

MicroStrategy stocks (MSTR) have become a unique market case closely linked to Bitcoin’s performance. But how sustainable is this strategy?

Under Michael Saylor’s leadership, MicroStrategy has transformed its business model to integrate Bitcoin deeply. As the largest corporate holder of Bitcoin, MicroStrategy has created a unique connection between its stock price (MSTR) and the cryptocurrency’s value. This article examines the risks and opportunities of this strategy and evaluates whether the approach can be sustained in volatile markets.

MicroStrategy’s Bitcoin holdings: a bold business model

MicroStrategy holds over 402,000 bitcoins, valued at approximately $38.3 billion. The company finances these purchases through innovative convertible bonds, allowing investors to convert bonds into shares or claim repayment at maturity. This model effectively positions MicroStrategy as a proxy for Bitcoin investments.

Key Highlights:

  • Convertible Bonds: These bonds help MicroStrategy raise capital for Bitcoin purchases without direct risk to investors.
  • Stock Price Multiplier Effect: Historically, MicroStrategy’s stock price has risen 3–5x relative to Bitcoin’s growth. For example, a 10% BTC increase could lead to a 30%-50% rise in $MSTR.

The link between MicroStrategy Bitcoin holdings and stock value

MicroStrategy’s stock performance reflects Bitcoin’s market trends. As of today, the company holds Bitcoin worth $36 billion, yet its market cap exceeds $83 billion. This multiplier effect makes $MSTR an attractive investment for those seeking leveraged exposure to Bitcoin.

Additionally, MicroStrategy recently announced a $42 billion Bitcoin purchase plan over the next three years, reinforcing its commitment to this strategy.

Risks of MicroStrategy’s Bitcoin strategy

Despite the impressive returns, this model is not without vulnerabilities. Below are the primary risks:

  1. Interest Rate Sensitivity: Rising inflation and interest rates could make financing through bonds more expensive.
  2. Bitcoin Price Drops: A significant BTC downturn could rapidly devalue $MSTR shares. For instance, a 10% BTC decline might trigger a 30%- 50% drop in MicroStrategy’s stock price.
  3. Unsustainable Debt: Failure to meet stock price targets could compel MicroStrategy to repay bondholders in cash, requiring it to liquidate Bitcoin holdings.
  4. Market Impact: Forced sales of Bitcoin could further depress BTC prices, creating a negative feedback loop that affects MicroStrategy and the broader crypto market.
  5. Systemic Risk: MicroStrategy holds 1.84% of all Bitcoins, and its collapse could destabilise the cryptocurrency ecosystem.

Can MicroStrategy trigger a crypto market collapse?

While an extreme scenario where MicroStrategy triggers a crypto market crash is conceivable, it remains unlikely. Bitcoin has become a resilient asset, and even if MicroStrategy faced significant challenges, the cryptocurrency market is robust enough to weather the storm.

In a more plausible scenario, MicroStrategy might experience a steep stock price decline without needing to liquidate its Bitcoin reserves. However, this would still serve as a cautionary tale for heavily leveraged strategies tied to volatile assets like Bitcoin.

Conclusion

MicroStrategy’s Bitcoin holdings strategy offers a high-risk, high-reward opportunity. For investors, $MSTR provides leveraged exposure to Bitcoin’s performance, but it also carries risks tied to market volatility and financial obligations. While the company’s bold approach has yielded impressive returns, potential vulnerabilities warrant careful consideration.

Bitcoin’s value might not hinge on MicroStrategy, but the inverse could hold true: MicroStrategy’s fate is deeply tied to Bitcoin.

Stay informed about cryptocurrency and stock market trends. Download Young Platform for free.

Posted on

Bot Only Euro: la soluzione per accettare pagamenti in crypto senza impatti fiscali

euro only B2B

Young Platform presenta Bot Only Euro (BOE), un servizio innovativo pensato per le aziende che vogliono accettare pagamenti in criptovalute senza affrontare le complessità di gestione. Con BOE, le criptovalute ricevute vengono convertite automaticamente in euro, semplificando la contabilità e minimizzando i rischi legati alla volatilità.

La crescita dei pagamenti digitali e internazionali

L’Europa si conferma leader mondiale per il volume complessivo delle transazioni B2B digitali, trainata dall’adozione di tecnologie avanzate nei pagamenti internazionali. Tuttavia, i sistemi bancari tradizionali spesso non sono all’altezza delle esigenze di rapidità e costo.

Le blockchain per i pagamenti cross-border offrono un’alternativa straordinariamente conveniente, con costi fino a 5.000 volte inferiori rispetto ai metodi tradizionali e velocità fino a 432.000 volte superiore. L’uso delle stablecoin, valute digitali ancorate al valore di monete tradizionali come l’euro, garantisce inoltre stabilità e sicurezza, eliminando la volatilità delle criptovalute classiche.

Perché le stablecoin sono cruciali?

Le stablecoin si distinguono dalle altre criptovalute per la loro stabilità. Ad esempio, 1 USDC equivale sempre a 1 dollaro, mentre altre stablecoin replicano il valore dell’euro. Sono ideali per i pagamenti internazionali, rendendo le transazioni più economiche, veloci e trasparenti. Questo le rende perfette per:

  • Pagamenti transfrontalieri senza costi elevati o ritardi bancari.
  • Commerci internazionali, dove i tassi di cambio sfavorevoli possono essere un ostacolo.
  • Pagamenti in crypto per acquisti di NFT, royalty o servizi digitali.

Bot Only Euro: converti crypto in Euro in automatico

Accettare pagamenti in crypto rappresenta un’opportunità unica per aziende di ogni settore, soprattutto in ambiti come l’import-export, dove le criptovalute possono superare le inefficienze dei sistemi bancari tradizionali.

Il servizio BOE di Young Platform rende tutto questo più semplice:

  • Conversione automatica: ogni pagamento ricevuto in criptovalute viene convertito in euro al tasso di mercato in tempo reale.
  • Flessibilità: le aziende possono selezionare quali criptovalute convertire o mantenerle nel proprio wallet.
  • Stabilità fiscale: grazie alla conversione immediata, non si generano plusvalenze o minusvalenze, evitando così implicazioni fiscali aggiuntive.
  • Operatività semplificata: niente più operazioni manuali di vendita crypto.

Pagamenti Blockchain e velocità con i Layer 2

Grazie ai Layer 2, come Lightning Network, i pagamenti in blockchain diventano ancora più rapidi e scalabili. Questi sistemi sono ideali per:

  • Rimesse internazionali con costi minimi.
  • Pagamenti B2B cross-border, garantendo sicurezza e scalabilità.
  • Micro-pagamenti globali, dove la velocità è essenziale.

I pagamenti su blockchain garantiscono inoltre tracciabilità, trasparenza e un livello di sicurezza che supera i sistemi bancari tradizionali.

L’Importanza del BOE per le Aziende

Sono numerosi i business a cui è dedicato il Bot Only Euro, pensiamo solo all’import-export. Accettare Bitcoin e altre valute virtuali, infatti, può rendere più convenienti i commerci con l’estero. Se ad esempio un’azienda partner ha la sede in un paese extraeuropeo, in cui la valuta ha un tasso di cambio sconveniente, oppure il cui sistema bancario è poco efficiente, il pagamento su blockchain permette di aggirare questi ostacoli.

Le aziende che scelgono di accettare pagamenti in criptovalute possono trarre numerosi vantaggi:

  1. Accesso a un mercato in crescita: l’adozione delle crypto come metodo di pagamento è in continua espansione, spinta dalla domanda dei clienti.
  2. Efficienza nei pagamenti internazionali: superare i limiti dei circuiti bancari tradizionali, soprattutto in paesi con sistemi finanziari poco performanti.
  3. Supporto alle innovazioni del Web3: come gli NFT, che rappresentano una nuova frontiera di entrate e identità digitale.

Scopri tutti i servizi B2B

Il caso degli NFT

Nel 2020 è esploso il trend dei Non Fungible Token, oggetti digitali basati su blockchain che possono rappresentare opere d’arte, oggetti collezionabili o certificati. Così molti brand e artisti hanno iniziato a creare la propria collezione: dalle case di moda, ai cantanti, ai videogiochi, questi token sono diventati un must per la brand identity dei marchi.

Gli NFT nella maggior parte dei casi vengono acquistati con criptovalute, che vanno all’autore, ossia in questo caso all’azienda o all’artista. Inoltre, possono generare royalty, in quanto garantiscono il diritto d’autore su blockchain e il relativo compenso per l’utilizzo dell’opera.

Di conseguenza, qualunque società che abbia emesso uno o più NFT, potrebbe ricevere pagamenti ed entrate in criptovalute.

Come attivare il Bot Only Euro?

Attivare il servizio BOE è semplice. Per iniziare, è necessario aprire un Account Business su Young Platform, che permette alle aziende di:

  • Ricevere criptovalute direttamente nel wallet aziendale.
  • Convertirle automaticamente in euro, semplificando la gestione della liquidità.

Per ricevere pagamenti in criptovalute sull’account Young Platform, qualunque società può semplicemente condividere il suo indirizzo del wallet al cliente. 

Contatta il team dedicato ai servizi per le imprese per scoprire tutti i vantaggi e attivare Bot Only Euro. Scrivi a [email protected] e inizia subito a trasformare i pagamenti in crypto in un’opportunità per il tuo business!

VIsita la pagina dedicata alle aziende

Argomenti correlati

Posted on

International B2B Payments: how to reduce costs and time for cross-border transfers with Blockchain

international B2B payments

Blockchain payments are up to 5,000 times cheaper and 432,000 times faster than traditional bank transfers, revolutionising international transactions.

International B2B payments are undergoing a profound digital transformation driven by businesses of all sizes increasing adoption of innovative technologies. In 2023, the total volume of these transactions reached $39.3 trillion, with a projected compound annual growth rate (CAGR) of 11.4% between 2023 and 2028.

According to a survey by the Capgemini Research Institute, Europe remains the global leader in total digital B2B transaction volume, while the Asia-Pacific region significantly contributes to the sector’s international expansion. This growth is closely tied to the rise of B2B online marketplaces, which surpassed 750 platforms worldwide in 2023 and are expected to reach 1,000 by 2025. By 2030, these marketplaces’ gross merchandise value (GMV) could hit $26 trillion.

While globalisation initially drove growth in the B2B payments sector, the real breakthrough has occurred in recent years, particularly in the aftermath of the pandemic. The surge in digital transactions has pushed many businesses towards B2B e-commerce, fundamentally reshaping the commercial landscape.

The meaning of B2B

B2B (business-to-business) refers to transactions, relationships, or commercial exchanges between two businesses rather than between a business and an end consumer. This model is widely adopted across various industries, including wholesale trade, professional services, and digital B2B platforms.

In essence, B2B encompasses direct interactions between businesses, focusing on providing products, services, or solutions that support business operations and growth.

Use cases for international B2B payments.

Businesses frequently need to make cross-border payments in a range of scenarios, including:

  • B2B E-commerce
  • Import and export activities
  • Software subscriptions (SaaS)
  • Salaries for international employees
  • Corporate trading and investment
  • Repatriation of funds and treasury flows (for multinational corporations)

However, traditional payment methods face significant challenges in costs and processing times, which can directly impact cash flow and business growth.

FinTech Innovation and Blockchain

In response to these challenges, FinTech companies, such as Young Platform, are driving advancements in instant payment technology. This is particularly critical given that only 13% of European banks have robust infrastructure to support fast payments.

Collaboration with FinTech providers enables businesses and banks to accelerate processes across several market segments:

  • B2B (Business to Business): Transactions between businesses.
  • B2C (Business to Consumer): Payments from firms to consumers.
  • C2B (Consumer to Business): Payments from consumers to businesses.
  • P2P (Peer to Peer): Direct transfers between individuals.

According to a survey conducted by Capgemini Research Institute, 21% of banks interviewed globally prefer to collaborate with existing FinTech companies to leverage their expertise and technology. Relying on external solutions instead of developing internal systems reduces costs and time to market, enabling the development of scalable solutions for a wide variety of targets.

Explore our B2B services

Costs are a critical issue in international payments

High costs of traditional methods

Traditional payment methods, such as international bank transfers, credit card networks, and wire transfers (SWIFT or SEPA), continue to incur significant costs, directly impacting the affordability and efficiency of cross-border transactions.

  • High Fees: Credit card transactions cost between 2% and 4% for international payments, while bank transfers often include hidden fees due to the complexity of global networks.
  • Currency Conversion Costs: Exchange rate fees and currency volatility can significantly increase final costs.
  • Nostro/Vostro Accounts: Some banks use separate foreign currency accounts with high operational costs, passing the burden onto customers.

According to the Remittance Prices Worldwide report by the World Bank:

  • The average cost of remittances in G8 countries is 5.87%.
  • In G20 countries, this rises to 6.47%.
  • Regions like Europe and Central Asia (ECA) saw significant increases in 2024, with costs rising from 6.66% in 2023 to 7.39% in 2024.

Blockchain: a more cost-effective alternative

In contrast, blockchain payments offer significantly lower costs. Depending on the blockchain network used, fees for international transactions can be drastically reduced:

  • Ethereum: $6.42 per transaction, competitive compared to traditional methods.
  • Solana: $0.007 per transaction, one of the fastest and most affordable solutions.
  • Polygon PoS: $0.02 per transaction, ideal for micro-payments.
  • Avalanche C-Chain: $0.16 per transaction.
  • Base: $0.21 per transaction.
  • Arbitrum: $0.25 per transaction.
  • Optimism: $0.28 per transaction.

Blockchain technology introduced by digital and FinTech services is becoming an increasingly attractive option for reducing international transfer costs and improving transaction efficiency.

Slow Settlement Times

Traditional payment methods often suffer from lengthy settlement times, causing delays in fund availability:

  • Automated Clearing House (ACH): 1-3 business days.
  • International wire transfers: 1-5 business days.
  • Debit/credit card payments: 1-3 business days.
  • Paper cheques: 2-5 business days (plus potential postal delays).

In contrast, blockchain payments offer much faster processing times:

Poor User Experience and lack of traceability

International payments face numerous challenges regarding transparency and security, which can slow operations and increase risks, especially for small businesses that are often less equipped to address these issues.

  • Fragmented Regulations: Each country has its own rules, making compliance difficult and creating inefficiencies in traditional payment systems.
  • Limited Visibility: Traditional methods often provide a poor user experience and need more transaction traceability, complicating operation monitoring.

Fraud risks and security in International Payments

International payments are particularly vulnerable to cyberattacks and fraud attempts, especially when using outdated systems. The slowness of traditional payment methods increases the likelihood of fraudulent interventions.

In contrast, blockchain networks offer a solution to these challenges by providing:

  • Enhanced Speed: Faster transactions reduce the time window for potential fraud.
  • Improved Traceability: Every transaction is recorded on a public, immutable ledger, ensuring complete visibility and security.
  • Higher Security Standards: Advanced encryption and decentralised structures make blockchain payments far less susceptible to cyber threats.

How new technologies benefit businesses

Adopting advanced technologies for international payments provides three key advantages for businesses:

  1. Market Expansion: More efficient payments facilitate access to foreign markets and enhance global trade opportunities.
  2. Process Automation: Automation reduces errors, accelerates transaction processing, and strengthens fraud prevention mechanisms.
  3. Greater Transparency: Companies gain better visibility over costs, processing times, and exchange rates, allowing for more accurate financial planning.

Blockchain and Its Impact on B2B Payments

The blockchain is transforming international B2B payments, offering a unique combination of speed, transparency, security, and reduced costs, making it one of the most promising technologies in the global financial sector.

Advantages of Blockchain

Blockchain enables transactions with distinctive benefits:

  • Fast and Cost-Effective: Payments made on the blockchain can be up to 5,000 times cheaper than traditional methods like bank transfers and up to 432,000 times faster, particularly for cross-border transfers.
  • Traceable: Every transaction is recorded on an immutable public ledger, ensuring transparency and ease of monitoring.
  • Secure: Using stablecoins such as Tether (USDT) and USD Coin (USDC) eliminates the volatility risks of traditional cryptocurrencies, as these are pegged 1:1 to fiat currencies like the US dollar or euro.
  • Regulated: Stablecoins like USDC already comply with international regulations, including the EU’s MiCAR framework.

Stablecoins: A Solution for International Payments

A stablecoin is a cryptocurrency designed to maintain a stable value over time. It is typically pegged to a reference asset such as a fiat currency (e.g., the US dollar or euro), a commodity (e.g., gold), or a basket of assets. This type of cryptocurrency combines the stability of traditional currencies with blockchain technology, enabling fast, cost-effective, and transparent transactions. Stablecoins are used in international payments, protection against cryptocurrency volatility, and as a bridge between traditional and digital financial systems.

For example, the USD Coin (USDC) is pegged 1:1 to the dollar. This means that 1 USDC always equals 1 US dollar.

Layer 2: the next frontier in payments

The term Layer 2 refers to technological solutions that operate on top of a primary blockchain (called Layer 1, such as Ethereum or Bitcoin) to improve scalability, reduce transaction costs, and increase processing speed. These solutions offload some operations from the main blockchain by executing them off-chain while still ensuring security and decentralization. Layer 2 solutions are essential for addressing the network limitations of Layer 1 blockchains, such as congestion issues. Many of them support stablecoins, which, as mentioned, are well-suited for payments due to their stable value. Additionally, with ultra-low transaction costs, they are ideal as a payment system.

Examples of Blockchain Applications

Leading companies are embracing blockchain-based solutions:

  • Visa B2B Connect: Utilises blockchain for bank-to-bank transactions without requiring cards.
  • Mastercard Send: Provides instant payments via a private blockchain.
  • Stripe and USDC: Enables payments with regulated stablecoins like USD Coin, ensuring compliance and security.

Innovative platforms like Young Platform support businesses adopting blockchain for international payments, offering simple, efficient, and customisable tools to improve global payment processes.

Simplify Your International Payments

To learn how blockchain can optimise your company’s international payments, contact the Young Platform team at [email protected].

Explore our B2B services

Related Articles

Posted on

Bitcoin 2050 forecasts: VanEck’s analysis

Bitcoin forecast 2050: what value will it reach?

VanEck’s forecast of Bitcoin’s value in 2050 offers an in-depth look at the cryptocurrency’s potential to become a central element in the international monetary system.

What does the future hold for us? What do VanEck’s predictions for 2050 contained in a recently published analysis say? According to the investment fund, Bitcoin could establish itself as a key component of the global monetary system, ‘stealing market share’ from major fiat currencies globally. 

Specifically, Van Eck predicts that Bitcoin will be widely used in international trade, become one of the most commonly used means of exchange and an even more valuable store of value.  Here are VanEck’s Bitcoin predictions for 2050.

Bitcoin: the future of the international monetary system

To produce his predictions on the price of Bitcoin by 2050, Van Eck started with some estimates on global Gross Domestic Product (GDP) and growth. The scenario drawn by the hedge fund predicts that populist movements and the desire for re-shorting will cause global GDP growth to slow from 3 to -2%. 

He then analysed the international monetary system (IMS) in a broader sense, predicting a shift of world economies away from traditional reserve currencies. 

The US, EU, UK and Japan are gradually losing share in this respect. In addition, the decline of confidence in fiat currencies as long-term stores of value due to continuous and excessive deficit spending – when a government (and thus a central bank) or a company spends more than it collects by financing itself through the issuance of debt, be it public or private – is increasingly evident.

In short, VanEck argues that the gradual erosion of trust in traditional fiat currencies and the emergence of Bitcoin as a store of value are the main catalysts for a radical change in the global monetary system. BTC is set to carve out a prominent role in international transactions and within state reserves.

Why will Bitcoin emerge?

VanEck predicts that Bitcoin could establish itself as one of the main instruments for exchanging value globally while at the same time attaining the status of a universally recognised store of value, a role historically held by gold. This is mainly because of the growing erosion of confidence in fiat currencies that we analysed in the previous section, but also due to a substantial change in the global monetary balance of power.

The foundation of Bitcoin’s success lies in some unique characteristics that make it particularly relevant, especially in developing countries:

  • Immutable property rights: Thanks to its decentralised blockchain, Bitcoin cannot be censored, confiscated, or stolen. This feature is particularly relevant in contexts where traditional systems are vulnerable to manipulation, corruption, or political instability.
  • Sound money principles: This concept describes a currency that retains its value over time and is not subject to uncontrolled inflation or manipulation by governments and central banks. With a supply limited to 21 million units, Bitcoin represents an ideal model of sound money.

One of the main obstacles to the adoption of Bitcoin is the limited scalability of its network, a critical issue that is finding solutions through the implementation of Layer-2 blockchain. 

These networks improve Bitcoin’s scalability, allowing more transactions to be finalised without compromising its fundamental characteristics. The combination of immutable property rights, sound money principles, and technological innovation provided by Layer-2s paves the way for the creation of a global financial system capable of effectively responding to the needs of emerging countries.

Bitcoin 2050 predictions: what does VanEck tell us?

After analysing where BTC might be during the next chapter of its evolutionary history, let’s see what VanEck’s predictions say about Bitcoin’s price. According to VanEck’s estimates, by 2050, Bitcoin could be used to settle 10% of international trade. Furthermore, the investment fund predicts that many central banks will hold at least 2.5% of their assets in BTC. 

This scenario, at least as far as the US is concerned, is on its way to becoming reality. A proposal under discussion in the US Congress, known as the Bitcoin ACT, aims to convert part of the US’s gold reserves into Bitcoin.

In any case, VanEck’s forecast takes three main factors into account: first, the GDP of local and international trade regulated on Bitcoin; then, the circulating supply and velocity of the asset. The latter represents the frequency with which a monetary unit, in this case BTC, is used to conduct transactions within an economic system in a given period. It measures how quickly money or its equivalents ‘circulate’.

Bearing in mind Bitcoin’s possible role as one of the cornerstones of international trade and an asset in most of the world’s central bank coffers, and applying a given velocity coefficient to this scenario, VanEck stated that Bitcoin’s value could reach $2.9 million per unit, with a total market capitalisation of $61 trillion.