Fidelity Investments and World Liberty Financial, the decentralised finance project (DeFi) backed by the Trump family, announced the launch of two new stablecoins.
Two significant pieces of news regarding stablecoins have recently garnered attention in the crypto market. The first involves Fidelity Investments, one of America’s leading investment firms and an issuer of Bitcoin spot ETFs.
The second stablecoin is USD1, promoted by World Liberty Financial (WLFI), a decentralised finance (DeFi) project backed by former US President Donald Trump. Read on to learn more about these two new stablecoins in the crypto market!
Fidelity Investments prepares to launch a stablecoin
Fidelity Investments, a leading global asset manager, is set to launch its stablecoin, which is expected to be released by the end of May 2025. The Boston-based investment firm aims to create its version of digital cash, following its exploration of the cryptocurrency sector with the introduction of spot ETFs for Bitcoin and Ethereum in 2024.
The upcoming stablecoin is part of Fidelity’s recent proposal to the U.S. Securities and Exchange Commission (SEC)to introduce a tokenisedversion of its Treasury Digital Fund. This fund comprises cash and U.S. treasuries (government bonds) and is only available to institutional investors and hedge funds.
This initiative may have been influenced by Donald Trump’s election, which marked a shift in the previous administration’s stance toward cryptocurrency. Since the early stages of his election campaign, Trump has promoted pro-cryptocurrency policies and supported the growth of stablecoins.
World Liberty Financial introduced USD1
To illustrate our earlier point about Donald Trump’s support for stablecoins, we present recent news about World Liberty Financial. The Trump family’s DeFi project has launchedUSD1, a stablecoin.
This stablecoin, similar to the fund Fidelity plans to introduce to blockchain through tokenisation, will be fully backed by U.S. Treasurybonds, cash, or equivalent assets. Not much is known about USD1 except for the blockchains on which it will initially be available: Ethereum and the Binance Smart Chain, which is compatible with EVM.
In summary, recent developments in the cryptocurrency world reveal that Fidelity Investments has decided to launch its stablecoin in preparation forthe public release of its Treasury DigitalFund. This product falls into the Real World Asset (RWA) category and has great potential to drive increased crypto adoption.
President Donald Trump has also shown a growing interest in cryptocurrencies and has actively promoted initiatives to position the United States as a leader in thissector. The establishment of World Liberty Financial and the launch of USD1 are concrete examples of this commitment.
Laziness is a virtue in the investment world! Discover five other paradoxical and counterintuitive (but true) assumptions from the world of personal finance.
What are the central paradoxes of personal finance? Our blog primarily focuses on cryptocurrencies but occasionally explores other areas of the vast investment landscape.
Recently, we came across an intriguing article by Dedalo Invest. The author, AndreaGonzali, outlines personal finance’s 10 contradictions (or paradoxes). We decided to revisit this article because many of its points resonate strongly with thecryptoworld.
The investment world can often be counterintuitive.
While the primary goal of those exploring the markets is logical—maximising returns and minimising losses—many investor actions can seem irrational, especially without the benefit of hindsight. In summary, the objective is clear, intuitive, and rational, but its methods can be complex.
There isn’t a single reason for this complexity. Historically, humans have developed intuition for two key purposes: to ensure the survival of our species and to perpetuate it through procreation. This focus does not include increasing financial capital. To quote the original article’s author, “The fundamentals are intuitive: save regularly, invest wisely, diversify your portfolio, and maintain it over the long term. It is the management of money that is complex.“
Laziness is a virtue.
Let us start with perhaps the most paradoxical statement: laziness often maximises performance, while hyperactivity tends to hinder it. Of course, this observation is not meant to generalise; exceptions certainly exist, such as the highly active meme coin trader who is our friend’s cousin. However, when analysing broader investment and personal finance trends, many of society’s beliefs about the value of hard work and commitment are challenged.
It is essential to clarify that in this context, laziness refers specifically to the operational side of investing, such as the frequency of buying and selling or rebalancing, rather than the time spent studying concepts or theories. This idea also applies to the world of cryptocurrency. The more trades one makes in a particular timeframe, the greater the risk of making mistakes that can lead to significant losses, especially when dealing with certain types of cryptocurrencies.
In traditional finance, so-called “lazy portfolios”—portfolios that simply diversify among a few asset classes using financial instruments that require minimal intervention—have historically outperformed many more complex, actively managed strategies. The same can be said for portfolios predominantly composed of Bitcoin and a few altcoins, even over shorter investment horizons.
Several reasons account for this phenomenon. First and foremost, every trade made on a brokerage platform or a crypto exchange incurs costs and increases the likelihood of making errors. Due to the unpredictable nature of the markets, even professional investors do not try to time the market effectively—that is, they do not attempt to sell assets at their peak value or buy them at their lowest point. Finally, it’s important to note that any capital gains realised from trading are subject to taxation.
You have to follow your intuition
Intuition is crucial for our safety, alerting us to danger before it becomes apparent. However, relying on intuition can be risky when it comes to investments. While humans have only recently begun investing their money, our intuition and the cognitive biases linked to it have developed over hundreds of thousands of years. In simpler terms, our intuition evolved toprotectus from threats like wild animals or poisonous plants, not to navigate the complexities ofthepost-Trump trademarket crash.
These cognitive biases are mental shortcuts that shape our beliefs and influence quick decision-making, significantly affecting our investment choices:
1. Anchoring: We assign excessive and irrational value to specific price points. A notable example is the $100,000 threshold for Bitcoin, where many investors made mistakes during the 2021 bull market because they believed BTC wouldreach this level.
2. OverconfidenceBiasoccurs when we overestimate our knowledge,decision-making abilities, or predictions’ accuracy.
3. Confirmation Bias: This bias leads us to selectively seek information supporting our existing opinions while ignoring data that contradicts them.
For this reason, rigid investment approaches characterised byclear, unbreakable rules—such as arecurring and buy-and-hold strategy—tend to yield better results than those based on an investor’s instincts or subjectiveperceptions.
Sales do not attract buyers.
In finance, especially in cryptocurrency, a price decline often drives buyers away, contrary to what typically occurs in other markets. For instance, if we are interested in a pair of shoes and their price drops by 50%, we will likely welcome this reduction and make a purchase. This creates a paradox where, in the markets, the opposite behavior is observed. The well-known meme illustrating a long line of buyers when Bitcoin’s price is $100,000 and an empty line when it falls to $6,000 effectively captures this reality.
The herd effect can explain the concept: when everyone is selling, our instinct prompts us to follow suit, even though we know rationally that it might be the best time to buy. Discounts can be intimidating in the markets because falling prices are typically linked to negative news or behaviors, altering the perception of investors anticipating further declines.
Investing near the highs is the norm, not the exception.
Let’s shift our focus from the crypto sector to traditional financial markets, particularly the stock market. This shift isn’t because the concepts we’re discussing are exclusive to traditional markets but because crypto assets are relatively young compared to stock indices. As a result, we have insufficient historical data to support our thesis fully.
Those entering the investment world for the first time often fear buying atmarket peaks or feel they are entering too late. However, this concern is unfounded mainly when we examine the history of the S&P 500, the leading stock index that tracks the performance of the 500 largest companies in the United States and, in many ways, reflects general market trends.
The S&P 500’s chart, which begins in 1957, shows that it spends a significant amount of time near its all-time highs. Between 1957 and March 2025, the index recorded 1,242 new highs. Typically, these all-time highs are separated by very short periods, although there have been a few notable exceptions, such as the seven-year gaps between 2000 and 2007 and between 1973 and 1980.
In summary, reaching new all-time highs in traditional finance is not an extraordinary event but the norm.
The notion that investing during a bearish market is easier is often misleading. When markets collapse, fear and uncertainty prevail, making investing paradoxically more challenging, even when prices are significantly lower.
What about the world of cryptocurrency? Currently, Bitcoin cannot be compared to the S&P500 due to the 50-year history that separates them. This difference contributes to Bitcoin’s value being more cyclical and subject to volatility. However, Bitcoin has recently reduced the time between reachingall-time highs, likely due to increased interest from institutional investors. Over time, although we cannot be sure, Bitcoin’s price movements will probably start to resemble those of traditional assets, with gold being a prime example, as both share the characteristic of scarcity.
Investing near the highs is the norm, not the exception
We arrive at the fifth and final point, aptly summarised by Daedalus Invest, in the following paradox:
It is essential to start investing as early as possible to benefit from compound interest.
However, you cannot act blindly; you must fully understand what you are doing and educate yourself before you begin investing.
The first statement is straightforward if you know how compound interest works. It refers to thepercentage return you earn on an amount that includes previously accumulated interest—essentially, it’s interest on interest. Nevertheless, jumping in without a solid foundation of knowledge can lead to mistakes that may be costly and disheartening, prompting individuals to step away from investing altogether.
So, how can you overcome this challenge? Start by exploring the wealth of resources available on our Academy and Blog!
How does crowdfunding operate in the cryptocurrency sector? It is an innovative approach to raising capital.
Cryptocurrency crowdfunding is a new, direct, immediate, simple and participative way to raise capital. This approach has gained popularity because it allows companies and individuals to quickly access funding or invest in rapidly growing startups.
Businesses seeking financial support and individuals wanting to fund their projects can use cryptocurrencycrowdfunding platforms. These platforms enable them to reach a broad base of potential investors without depending on traditional banking channels or venture capital. In this article, we will explore crypto crowdfunding and how it works.
What it is and how it works
Crypto crowdfunding is a fundraising method that utilises cryptocurrencies instead of traditional fiat currency as the primary sourceofcapital. Unlike conventional fundraising, this process often occurs without intermediaries or third parties, enabling investors to access opportunities directly.
This approach significantly speeds up the fundraising process and improves security and transparency. Today, startups can leverage blockchain technology and smart contracts to raise capital quickly and efficiently, bypassingthe cumbersome procedures that were common before the digital age.
The advantages of crowdfunding in crypto
Cryptocurrency crowdfunding offers several advantages over traditional funding methods. First, it is generally more efficient, faster, and flexible, providing a reliable infrastructure. This efficiency is crucial for both companies seeking funding and investors.
Companies benefit from the security provided by smart contracts, which leverage the transparency of blockchain technology to manage fundraising effectively. The blockchain permanently records all transactions and details related to fundraising, ensuring complete transparency. This allows investors to monitor how their funds are used in real-time.
Additionally, cryptocurrency crowdfunding provides global access to investors, eliminating the geographical barriers often found in traditional funding. Like conventional crowdfunding, investors are encouraged and supported in evaluating the organisations or projects they wish to fund, but they have access to more independent information for their research.
The main types
There are various types of crowdfunding in the crypto space, with the most well-known—though often misused—being Initial Coin Offerings (ICOs). This fundraising method can be safeand beneficial; a prime example is the ICO of Ethereum, which allowed the project’s first supporters, led by Vitalik Buterin, to invest early on. However, when successful ideas emerge, they tend to be exploited by many, including those with questionable intentions who are simply looking to profit.
Only two parties typically participate in Initial Coin Offerings (ICOs): the company and the investors. Initially, the start-up launching the fundraising event presents its project to potential investors through awhitepaper summarising the business plan. Additionally, the presence of a token is crucial, and it must have a specific function. For example, the token may grant investors access to certain services related to the product or provide them with a share of the company’s future dividends.
Following the rise and decline of Initial Coin Offerings (ICOs), new forms of crowdfunding in the cryptocurrency space emerged, including Initial Exchange Offerings (IEOs). IEOs signify a notable advancement in crypto crowdfunding, as cryptocurrency exchange platforms directly handle them. Unlike independent ICOs, IEOs involve an exchange that oversees the crowdfunding process.
The main advantages of Initial Exchange Offerings (IEOs) include:
1. Increased Security: IEOs are conducted on regulated exchange platforms, providing investors greater trust and security than Initial Coin Offerings (ICOs), often linked to fraud and scams.
2. Access to Markets: IEOs provide startups with a direct channel to investors through the exchange platform, enabling them to access a large user base without establishing their investor network.
3. Simplified Procedures: IEOs streamline the participation process, allowing investors to use funds directly from their accounts on the exchange platform. This eliminates creating a separate digital wallet or navigating complex procedures.
4. Technical Support: Exchange platforms hosting IEOs typically offer technical support and assistance to investors and startups, reducing the risk of errors when purchasing cryptocurrencies.
5. Regulation: Since IEOs are hosted on regulated platforms, rules and procedures are established to prevent illegal activities and fraudulent behaviour and ensure compliance with national and international laws.
Initial Exchange Offerings (IEOs) provide a secureand convenient way forstart-ups to raise funds through cryptocurrencies and forinvestors to participate in these projects. Thanks to blockchaintechnology,IEOs enable quick andtransparent transactions.
To learn more about how our B2B services can support your company’s growth through this type of fundraising and other blockchain and cryptocurrency-related services, please visit our B2B services page or contact us at[email protected].
The Solana ETFs have not yet been approved. Some expected them to arrive on 25 January, as the first SEC deadline loomed for the proposed approvals of the VanEck, 21Shares, Canary, and Bitwise ETFs.
What do the experts foresee concerning recent events related to the new US president? What impact could a future approval have on Solana’s price? Find out in this article.
According to some crypto analysts, the SEC could have approved the Solana ETFs on January 25, as the first deadlines for the proposals from VanEck, 21Shares, Canary, and Bitwise were approaching. However, similar to the situation with Bitcoin and Ethereum ETFs, the Solana ETFs were notapproved by the initial deadline. As a result, we will have to wait at least until March 11, the date for the second deadline.
Optimists point out that the SEC’s chairman is no longer Gary Gensler, who has been a long-time critic of the industry. This reflects much of the prevailing sentiment within the US Democratic political landscape. Mark Uyeda, a pro-crypto Republican, has taken office. The political landscape includes Republicans and Donald Trump, who recently launched a meme coin related to Solana’s blockchain.
In summary, the future of Solana ETFs remains uncertain. According to Polymarket, the leading prediction market in the crypto world, there is a high probability (89%) that approval will occurby the end of 2025, although the timeline may still be unpredictable. With Donald Trump back in government, the volatility in the market seems to have increased, making it clear that anything could happen at any time.
A good time for Solana
Solana is performing well, regardless of whether its ETFs are approved in March or face further delays. A significant factor in this success is that the US president selected it as the infrastructureforlaunching his official meme coin.
Let’s focus on some concrete figures. The total value locked (TVL) on the network has reached a new all-time high of $12 billion, surpassing the previous record of $10 billion set in 2022. Trading volumes are also at their highest: according to DefiLlama, Solana’s blockchain processed over $200 billion in transactions in January alone.
Lastly, it’s important not to overlook the impressive revenues, which, as expected given the results mentioned, reached almost USD 100 million in January alone.
The recent price movements of Solana (SOL)
What has been described so far is also reflected in the price trend of Solana, one of the few altcoins that has risen in recent days. Following a low of$185 on January 13, the cryptocurrency experienceda strong rebound, recording four consecutive days of upward movement, ultimately reaching $220 onJanuary 18.
However, something unexpected happened shortly after: Donald Trump launched his official meme coin. At that moment, many cryptocurrency enthusiasts began to realize that, at least at this stage of the market, Solana is outperforming all other Layer 1 protocols in the race towards mass adoption. From the $220 level reached on January 18, SOL surged to a new all-time highof $295 in less than 48 hours.
The subsequent physiological retracement settled around the $230 mark and appears to have already run its course. SOL is now heading back towards $270. So, where could it go in this bull market?
Check out NVIDIA’s quarterly data calendar and the most important companies in the stock market.
The quarterly data calendar for NVIDIA and other major stock market companies isvital for monitoring market trends. NVIDIA and all publicly listed companies must release quarterly reports every three months. These reports provide essential information about the company’s financial performance for the previous quarter, including revenues,profits, expenses, future forecasts, and more.
This article explains why these reports are essential, how they influence investors’ decisions, and provides an updated timetable for their release.
Quarterly reports: why should companies like NVIDIA publish them?
Before exploring the quarterly earnings calendar of NVIDIA and other major companies in the stock market, it is important to understand some key aspects of these reports. First, it’s essential to note that the publication of these documents is a regulatory requirement designed to ensure a certain level of transparency in the markets.
Quarterly reports are pivotal in enabling investors to evaluate a company’s performance. They help them determine whether the company is growing and generating profits and provide the necessary information to decide whether to buy or sell its shares.
These reports reflect a company’s financial health and serve as a tool forcomparing it with competitors. For instance, NVIDIA’s results can be compared to those of other companies in the technology sector. Are NVIDIA’s profits, derived from its GPU production, sufficient to justify its market capitalisation? Are there emerging competitors that can produce at lower costs? The analysis of quarterly reports can partly provide answers to these questions.
How they influence the markets
Like many publicly traded companies, NVIDIA’s quarterly earnings significantly impactthe markets. However, the effects are not always obvious and require experience and a thorough understanding to interpret correctly. The reality is more complex and not always linear, adding an element of intrigue to the market dynamics.
There is no precise formula for predicting how the market will react to quarterly earnings reports. Multiple factors influence reactions, with investor expectations playing a crucial role. The stock typically rises if a company’s results align with analysts’ forecasts or exceed them. Conversely, if results are positive but fall short of expectations, the stock may decline.
Another essential factor to consider is the macroeconomic environment. During market uncertainty or weakness periods, even a positive quarterly result may not receive the recognition itdeserves. For instance, if the Federal Reserve raises interest rates at the upcoming Federal Open Market Committee (FOMC) meeting on January 29, favourable quarterly results might fail to have a positive impact. Conversely, in a bullish environment, the market may view even less impressive results positively.
Additionally, several other aspects are crucial in how the market reacts to quarterly results. The size of the company, its industry, its market share, and its overall reputation are all factors that can significantly influence market perception and reactions to its quarterly performance.
NVIDIA quarterlies and more: the complete calendar
2025 will be a crucial year for Big Tech and the market in general. Here is the updated calendar with the quarterly reports of the primary listed companies.
Wednesday, 15 January 2025
JPMorgan Chase & Co. ($761 billion)
Wells Fargo & Co. ($274 billion)
Goldman Sachs Group, Inc. ($206 billion)
BlackRock, Inc. ($152 billion)
Citigroup Inc. ($153 billion)
Thursday, 16 January 2025
Bank of America Corp. ($358.4 billion)
Morgan Stanley ($220.15 billion)
Tuesday 21 January 2025
Netflix, Inc. ($415.44 billion)
Monday 28 January 2025
LVMH Moët Hennessy Louis Vuitton SE ($377.21 billion)
T-Mobile US, Inc. ($274.5 billion)
Alibaba Group Holding Limited (USD 174 billion)
Wednesday, 29 January 2025
Meta Platforms, Inc. ($659.88 billion)
Microsoft Corporation ($3.23 trillion)
Tesla, Inc. ($397.15 billion)
Thursday 30 January 2025
Apple Inc. ($3.46 trillion)
Visa Inc. ($647.53 billion)
Mastercard Incorporated (USD 489.65 billion)
Tuesday 4 February 2025
Alphabet Incorporated, Google’s holding company ($1.91 trillion)
Thursday, 6 February 2025
Amazon.com, Inc. ($2.48 trillion)
Wednesday, 26 February 2025
NVIDIA Corporation ($2.9 trillion)
Over the past few days, it has become clear that 2025 will be a critical year for assessing artificial intelligence’s true impact. This topic is central to leading companies worldwide, including Meta, Microsoft, NVIDIA,and Alphabet. Stay tuned to our blog for the latest updates.
Learn how to stake cryptocurrencies, what staking is for, which service to use and which tokens can be locked up in staking.
Staking is a common crypto mechanism that permits the functioning of Proof-of-Stake blockchains. In fact, to achieve network consensus – which is necessary to validate transactions – these particular blockchains do not use an external source such as electricity or computational power; instead, they use internal resources, i.e., user guarantees. In other words, staking is the basis of a blockchain’s validation mechanism. However, staking can also refer to the process of locking up cryptos to obtain rewards without necessarily becoming a network’s validator. This article will look at how to stake and all the options available to obtain rewards from cryptos.
What is staking for?
People who choose to stake might have different goals. Some people stake to become a validator, while others lock up their cryptos only to obtain a reward, delegating to other users the task of transaction validating. Let’s take a look at the different types of staking:
1. Staking cryptos to become a blockchain validator
The validating nodes of a blockchain are responsible for finalising the network transactions. Contrary to what happens in Proof-of-Work chains, no special technical equipment is needed to validate transactions in Proof-of-Stake chains – it is sufficient to simply stake your crypto. In most cases, people or entities already have some experience in the blockchain field who become validators. You have to open a node after staking a certain amount of cryptocurrencies. This type of staking requires downloading a wallet that enables staking in the chain you want to become a node of, and staying online 24/7. Some blockchains also stipulate a minimum share of crypto to be staked, for example on Tezos it is 8,000 XTZ, on Ethereum 2.0 it will be 32 ETH.
2. Delegating your stake
If you do not want to manage a validator node, you can delegate your stake to an existing node. Delegation is a convenient alternative if you wish to participate in the consensus mechanism of a blockchain with a lower investment of time and money. When you delegate a node, the amount of cryptocurrency you have staked joins the node’s stake. This way, the validating node will also use your cryptocurrencies to contribute to the functioning of the network. The rewards obtained for the validation work are distributed proportionally between the node and those delegated. You can delegate a node through platforms (decentralised or otherwise) that offer this service.
3. Staking cryptos to take part in a blockchain’s governance
In some cases, staking is used to let users participate in blockchain governance. Whoever stakes a certain amount of crypto earns the right to vote on updates, improvements and the direction of the blockchain’s roadmap. This way, staking increases the decentralisation of a project’s decisions.
4. Locking up cryptos to get rewards
Cryptocurrency staking can also mean simply locking up your cryptocurrencies for a period of time to obtain rewards, calculated annually and expressed in APY. These rewards are the equivalent of what traditional finance calls an annual percentage return. Locked cryptocurrencies cannot be traded or sold until the end of the staking period selected. How can I take part in this type of staking? This option is particularly suitable for people who are not particularly familiar with the crypto sector because it does not require any technical expertise, all you need to do is find out about the third-party service you choose. Now let’s see where you can stake!
Where can you stake?
You can choose different third-party services for staking cryptocurrencies – there are decentralised platforms, dapp, and exchanges (centralised and not), as well as offline options such as external hardware.
1. Staking via hardware
Offline staking is called cold staking. In this type of staking, cryptocurrencies are locked up and stored in cold wallets, i.e. wallets that are not connected to the internet. Cold wallets can be hardware, paper wallets or offline applications. Cold staking is often used when locking up large amounts of crypto and to avoid the potential risk of cyber attacks. This type of staking is highly secure, but the staking is managed autonomously, without third parties mediating. For this reason, you need to be familiar with the mechanisms. Even if they are offline, cryptocurrencies in cold wallets are always connected to the blockchain and rewards are earned as in online staking.
2. Staking via a CEX or DEX
One of the most commonly used services for staking online is through exchanges. Whether centralised or decentralised, exchanges often provide step-by-step guides on how to use staking tools. Each exchange has its features, differing in the type of solution, supported cryptocurrencies, and offered APY. You can choose the one that best suits your needs.
On Young Platform, you can access a simple and intuitive staking solution directly. Currently, you can lock various cryptocurrencies that support staking and earn rewards calculated based on APY, proportional to the amount you decide to stake.
Young Platform offers two staking methods:
Liquid Staking allows for greater flexibility with staked crypto without long-term locking.
Proof of Stake enables active participation in network security while earning higher rewards than other solutions.
3. Staking Pools: decentralised protocols and dapps
Many decentralised protocols and dapps offer different staking opportunities. For example, you can lock cryptocurrencies up in Staking Pools, i.e. smart contracts or features that aggregate stakes of other users. Staking pools are usually used by blockchain nodes to increase the size of their stakes and, thus, the probability of being chosen as validators. Furthermore, DeFi protocols and platforms also offer options for Derivative Staking and Liquid Staking, in which rewards are earned through derivative products.
Staking NFTs
Staking doesn’t end at coins or tokens – the latest frontier of decentralised finance also includes NFT staking. This works similarly to traditional staking – you lock up your non-fungible tokens on unique platforms to obtain rewards in crypto. Not all NFTs are suitable for this practice. Moonbirds, by the startup Proof, is a collection that has implemented a staking feature. Staking NFTs allows people to maximise their digital artwork and sometimes participate in the governance of their projects.
Download the new version of the app. In addition to the Crypto section, we are developing the Save and Cash sections that will change how you manage your finances!
In recent years, Young Platform has emerged as one of the leading players in the European cryptocurrency industry. Founded in 2018 as an exchange, the platform has always aimed to make the world of cryptocurrency accessible to everyone. Today, Young Platform is taking a significant step in its evolution by transitioning from a simple exchange to a crypto-native payment account. This change marks the beginning of a new era for the platform and its users, who will have access to more comprehensive and integrated financial tools.
Young Platform’s new interface features three main sections: Crypto, Save, and Cash. This structure allows users to manage their finances in a more organised and intuitive manner:
Crypto: This is the platform’s core, focused on buying, selling, and managing digital assets. Users can easily trade cryptocurrencies and utilise advanced tools like Smart Trades and Staking to enhance their trading experience.
Save (coming soon): This upcoming section will enable users to manage their savings, set financial goals, and create automatic accumulation plans.
Cash (coming soon): This section will be dedicated to cash management in euros and equipped with advanced payment tools. Users will be able to receive salaries, make transfers, and use the Young card for everyday expenses.
This transformation marks a significant evolution in the industry, bridging the gap between traditional finance and cryptocurrency.
A revolutionised user experience
The platform has been redesigned to provide a smoother, more intuitive user experience. The interface ensures simple and accessible navigation, even for less experienced users. Users will be able to customise theirhomepage by setting up widgets and specific preferences to monitor their portfolios, profits, losses, and market performance.
Additionally, Young Platform has introduced a notification system that keeps users updated on portfolio performance and new opportunities, as well as the release of new features. Don’t forget to activate these notifications from the profilesection and thenewsletters!
Access to financial education is also a key focus of the platform. With a dedicated section for guides and insights, Young Platform aims to equip users with the necessary skills to make informed financial decisions.
The Box competition: win the Young Card!
To celebrate this significant change, Young Platform is launching “The Box” competition and offering exclusive prizes to participants. One of the most coveted prizes is the Young Card, which provides cashback of up to 3.6 %* and real benefits on everyday purchases.
The competition rewards our most loyal users and encourages them to explore the platform’s new features and embrace the ongoing changes. Participating is simple: Follow the instructions on the platform to accumulate gems and stand a chance to win exclusive prizes, including Apple devices, Sony products, Amazon vouchers, and more!
With the transition to a crypto-native payment account, security has become a greater priority for Young Platform. The platform employs advanced protocols to safeguard users’ funds and data, and new authentication systems have been introduced to provide even more secure access.
Another significant innovation is obtaining a personal IBAN, enabling users to receive payments directly to their Young account. This feature enhances the platform’s versatility, making it suitable for a wide range of users, from experienced traders to those who simply want to manage their liquidity more effectively.
Towards the future: the integration of traditional assets
Young Platform’s evolution is ongoing. By the end of 2025, the platform intends to incorporate investments in traditional assets, providing an increasingly comprehensive experience. This shift will establish Young Platform as a leader not only in the cryptocurrency space but also in overall financial management.
Integrating ETFs and other traditional financialinstruments will allow users to diversify their investments without switching between multiple platforms. The aim is to create a complete financial ecosystem in which every investor, regardless of experience level, can find the right tools to grow their capital.
This expansion is crucial to attracting a wider audience, particularly those who have previously viewed cryptocurrencies with scepticism. By bringing traditional assets into a native crypto platform, the aim is to break down the barriers between these two worlds and offer a practical solution for asset management.
The impact of regulation and Young Platform’s vision
Young Platform has recently achieved payment account status, enhancing its compliance with European regulations and providing users with a secure and regulated environment. By adhering to the MiCA (Markets in Crypto-Assets) regulations and obtaining the necessary licenses, the platform is taking significant steps toward being recognised as a key player in the financial sector.
This regulation offers excellent consumer protection and enables Young Platform to operate in a more stable and transparent environment. Young Platform aims to set an example of compliance and transparency, distinguishing itself from many international platforms functioning in unregulated settings.
Another essential aspect of Young Platform is the decentralisation of financialmanagement. Drawing from the principles of the blockchain ecosystem, the platform empowers users to maintain control over their funds and investment decisions.
A new way of experiencing digital finance
The future of digital finance goes beyond technology and involves the mindset with which people manage their capital. Young Platform is redefining wealth management by providing tools that enable anyone to invest with knowledge and security.
In a world where bureaucratic barriers and rigid institutions often hinder access to financial services, Young Platform presents an innovative and inclusive solution. It aims to create an ecosystem where blockchain technologycan coexist with traditionalfinancial tools, all while maintaining security, reliability, and accessibility.
Download the new version.
Young Platform is evolving from a sole exchange to a complete ecosystem integrating traditional and crypto finance into a single interface. With the introduction of the payment account and the restructured Crypto, Save, and Cash sections, users will gain access to more advanced and organized investment tools.
The ‘Box’ competition marks just the beginning of this new phase. Young Platform is committed to continuous innovation and aims to provide an increasingly competitive, cutting-edge solution. In this true financial hub, users can develop their wealth growth strategies by combining traditional and innovative approaches.
*Cashback depends on club membership and level: the higher the level, the higher the percentage. Platinum Club members get up to 3.6%.
Does your company have a cryptocurrency portfolio or engage in trading? Subaccounts are the best way to manage different strategies or delegate activities.
Discover how to effectively manage your corporate cryptocurrency portfolio using Young Platform’s sub-accounts.
What are Sub-Accounts?
In a trading platform, a ‘Sub Account’ (SA) is a subordinate account to a primary account, known as a ‘Master Account‘ (MA). The MA can create multiple secondary and segregated accounts, each designated for a different purpose.
Subaccounts are typically used for various reasons, primarily to manage funds or assets separately. Here are some common scenarios where the Sub Account functionality can be beneficial:
Management: Sub-accounts enable traders to allocate funds for different trading strategies or markets. For instance, a trader might have one SA dedicated to day trading and another for long-term investments.
Monitoring: With sub-accounts, transactions executed in different strategies or portfolios can be monitored separately. This feature simplifies record-keeping and performance evaluation.
Risk Management: Sub-accounts allow traders to set appropriate risk limits for various trading activities, helping to prevent excessive losses in a specific account.
In summary, Subaccounts provide greater flexibility and control in fund management. Now, let’s explore the advantages of using the Young Platform service.
Young Platform Pro Sub-Accounts
The functionality is available on demand and exclusively from the Pro version of Young Platform, making it very simple and intuitive. First, let’s see what it entails.
The Master Account has full powers to:
Depositing and withdrawing funds to and from any AS
Transfer funds between accounts (free of charge, no commission)
Viewing and managing HS orders
Checking HS balances
Displaying transactions executed by ASs
Enabling or disabling specific cryptocurrency pairs for individual ASs
Remove SA
Resetting HS passwords
Viewing the access history of ASs
In addition, Sub-Accounts can be classified as either ‘Managed’ or ‘External’. The ‘Managed’ mode is intended for the company’s legal representative who wants to utilise both a Managed Account (MA) and an Automated Strategy (AS). On the other hand, the ‘External’ mode is more suitable for teams. In the ‘External’ mode, the legal representative oversees the MA, while the AS can be assigned to team members or collaborators.
One significant advantage of Young Platform is the ability to combine this functionality with other services, such as the Only Euro Bot. This integration simplifies receiving cryptocurrencies in your account without hindering your ability to make recurring trades or purchases.
The Only Euro Bot facilitates handling crypto payments by automaticallyconverting them into euros. However, this process can interfere with trading activities. Sub-Accounts quickly resolve the issue: you can activate the Bot on one account while using the other account to focus on your market strategy.
Want to know more? Write to [email protected], our operators will contact you within 48 hours.
Are you seeking an edge in Young Platform’s competition, The Box? Take advantage of the social interaction campaign on Zealy to maximise your Gems!
Young Platform has launched The Box to celebrate a significant milestone in our journey: integrating a current account into a single app, merging the worlds of traditional finance (TradFi) anddecentralisedfinance (DeFi).
You may already know that you can winamazing prizes such as MacBooks, iPhones, and the exclusive glow-in-the-dark Young Card through The Box. But did you also know you can earn some of the Gems needed to climb the leaderboard by participating in Zealy?
What is Zealy?
Zealy is a leading community engagement platform utilised by top Web3 projects to connect with users and reward them for contributing to growth, primarily on social networks. By linking your Discord and X (formerly Twitter) accounts to Zealy, you can earn points by completing simple missions, such as:
Following Young Platform on X or Instagram.
Liking and commenting on posts.
Reading educational articles and taking quizzes.
Inviting friends to the Discord server.
Creating content that promotes the Young Platform ecosystem.
Participating in thematic challenges.
The process is simple: complete a task, earn points, and convert them into Gems on the Young Platform app (Crew Quests Category). This will allow you to ascend the leaderboard of The Box!
Why is Zealy fundamental to The Box?
Firstly, while some missions in the app require financial actions, such as buying cryptocurrency, Zealy allows you to earn Gems in a free, affordable, and accessible way.
Additionally, suppose you are familiar with the rules of The Box. In that case, you know that you unlock additional Tickets each time you accumulate a certain number of Gems (including those earned through Zealy). The more Tickets you have, the higher your chances of winning in the final draw, where your ranking does not affect your outcome!
Joining Zealy is very simple; here are the six steps to take.
Visit this link to register with your email, using the same one as your Discord account if you have one.
Please confirm your account using the code sent to your email, and then select a username.
Please navigate to ‘Account Settings’ in the top right corner, and connect your Discordand X accounts.
Complete Tasks: You earn points for each like, piece of content created, or quiz completed. Points for automatic tasks are credited to you immediately, while tasks requiring approval from an admin will take longer. Please check back frequently, as new challenges areadded regularly!
Convert Zealy Points into Gems in the Crew Quests section of Young Platform, and rise the leaderboard!
Don’t you have Discord or X yet?
Discord is the heart of the Young Platform community. Our server’s most active users discuss cryptocurrency, finance, and macroeconomics, share strategies, and assist each other.
What are you waiting for? Time is of the essence—Gems await!
The Box lets you have fun, learn, and win amazing prizes. With Zealy, even a simple like or an invitation to a friend can help you achieve victory.
Take action now:
Join the Zealy Campaign,
Accumulate Gems, unlock Tickets, and win prizes!
P.S. Don’t forget to complete the new Young Platform account verification to receive your rewards. Without it, even the most precious Gems will remain in the chest!
Discover how to complete Missions, collect Gems, and climb the leaderboard to win exclusive prizes!
Managing your finances and building a balanced crypto portfolio doesn’t have to be tedious or complicated. In fact, we believe that learning how to manage your money can be both engaging and enjoyable. At Young Platform, we focus on games, quests, and challenges to innovatively introduce people to the world of crypto and personal finance. Of course, exciting prizes are part of the experience!
This philosophy led to the creation of The Box, a competition that signifies Young Platform’s transition from a simple crypto exchange to the firstcrypto-nativepayment account. Central to this evolution is the Quests, designed to reward users through an engaging gaming experience. These quests align perfectly with our mission: learn by playing.
What exactly are Quests, and why do they hold such significance? Let’s explore this together!
Quests: The Heart of The Box
Quests are challenges that each user can complete to accumulate Gems, and they are not all the same:
Some are completed only once, such as the first deposit or activating a feature in the app.
Others are repeatable, allowing you to continuously earn new Gems, e.g. by performing recurring operations.
How Gem Redemption Works
After completing a Quest, you must redeem it manually to obtain the corresponding Gems. If you forget to redeem a repeatable Quest, it will only be counted once, even if you complete it several times.
Note: This rule does not apply to ‘Invite a Friend’ Quests, where each invitation is considered a separate Quest.
What are gems for
The Gems you obtain serve two purposes:
Climbing the Gem Leaderboard, which rewards the most active users with guaranteed prizes.
Unlock Tickets, which allow you to participate in the random prize draw.
Important: there is a limit to the number of Tickets you can obtain through Quests, but Gems do not have a limit and can be accumulated to improve your Leaderboard.
The Quests in The Box are divided into four broad categories: Bazaar, Loyalty, Toolbox and Crew.
Bazaar: This section features Quests, which is aimed at helping you develop a substantial and diversified cryptocurrency portfolio. Here, you can complete challenges to reduce risk, create a long-term savings plan, understand the role of the Young token within the ecosystem, and explore various methods for depositing on the Young Platform. Additionally, you can experiment with different types of buy and sell orders directly on the platform.
Loyalty: In this category, you will find quests related to Young Platform’s loyalty programs. If you choose to become a HODLER of the Young token, you will gain access to exclusive clubs that offer various benefits. These include discounts on trading quests, additional strategies that can be activated on Smart Trade, increased staking options, discounted tax reports, free market reports, and VIP support. Furthermore, you will also receive benefits from external services such as WeRoad,HelloFresh, NordVPN, Builtdifferent, Tickets, and many more.
Toolbox: Here are some tasks related to account security and customising your Young Platform experience. For example, you can add widgets to your homepage to monitor your portfolio in real-time. This category also includes all quests dedicated to staking, which allows you to earn annual rewards on funds locked on the blockchain.
Crew: This category focuses more on the community aspect. Along with inviting friends and family to use Young Platform, you can continue playing on Zealy. The Box expands through games on Zealy, an entertainment platform where you can earn XP points for extra gems. You can earn XP points by interacting with our social content and sharing Young Platform updates!
Gem Leaderboard: How does it work?
The Gem Leaderboard is the system that identifies the top 5 winners of the main prizes in The Box, along with the 200 deserving Young Card winners. Each user has a dedicated section within the Young Platform app where they can check the following:
Number of Gems accumulated: This increases with each Quest redeemed and is used to climb the Leaderboards and unlock Tickets.
Number of unlockedTickets: This indicates how many tickets you have obtained, which can be used to enter the random prize draw.
Leaderboard position: This is updated in real-time based on the accumulated Gems. The final Leaderboard will be made official after the new identity verification process.
Available Quests: This includes the number of Gems that can be earned and the history of challenges already completed.
Only users who complete the new Identity Verification Process (KYC), necessary for enabling the payment account, will be eligible to receive rewards from the Leaderboard and lottery rewards..
What prizes can you win with the Gem Leaderboard?
Prizes for the top 5 finishers:
MacBook Pro
iPhone 16 Pro
iPhone 16
AirPods Max
Amazon Voucher (€250.00)
Prize for the first 200 finishers:
Young Card is associated with the Young Platform payment account.
Quests, Gems and Tickets: A Dual Reward System
The Box offers two ways to win:
Gem Leaderboard → Rewards the 200 most active users.
Ticket drawing → Randomly rewarding those who have accumulated tickets, regardless of the Leaderboard.
If you don’t make it to the top of the leaderboard, you still have the chance to win thanks to the Tickets you get by completing Quests.
You just have to get started: log in to the app, complete the Quests, collect Gems and climb the leaderboard to win prizes from The Box!
