Club advantage: create your perfect training programme with Builtdifferent

Maximise the benefits of Builtdifferent for training and nutrition. Enjoy exclusive discounts through Young Platform’s Club Advantage!

January has always been the month of resolutions, often focusing on two fundamental aspects of our lives: health and finances. How many times have you told yourself, “This year, I’m going to get in shape!” or “I absolutely must stop smoking,” or “By 20xx, I need to be able to buy a house”?

The challenge? Transforming desires into tangible results is often more complicated than it seems. It’s not easy to resist that tempting dessert after dinner when it pushes us over our daily calorie limit. Similarly, it’s just as hard to refrain from purchasing that tech gadget or piece of clothing that we simply don’t need.

To address this issue, we sought a solution that merges self-care with financial savings, partnering with the leading fitness and nutrition app in Italy. This led to the collaboration between Young Platform and Builtdifferent.

Please be aware that Builtdiffernt is exclusively available in Italy.

What is Builtdifferent?

Builtdifferent is an all-in-one fitness platform that provides customised training services and nutrition plans, all at a fraction of the cost of a traditional in-studio personal trainer. With a simple subscription, you can benefit from the following:

  • Dedicated Coaches: Certified Personal Trainers who are committed to guiding you on your fitness journey.
  • Qualified Nutritionists: Professionals who create a tailored, balanced diet plan for you.
  • 24/7 Chat Support: Reach out to experts anytime for advice, program adjustments, or motivation.

In summary, Builtdifferent considers 17 variables and four training styles to develop gym workout plans suitable for both beginners and experienced athletes. Additionally, the nutrition plans adhere to principles used by professional dietitians, ensuring you maximise your gym results.

Builtdifferent for Clubs

Now, here comes the most exciting part: as a member of our Clubs, you are entitled to a progressive discount based on the loyalty program you belong to. Specifically, you can access a three-month subscription to Builtdifferent, which normally costs €79.99, at a reduced price of:

  • Club BRONZE: 64,99€ (15€ discount);
  • Club SILVER: 59,99€ (20€ discount);
  • Club GOLD: 49,99€ (30€ discount);
  • Club PLATINUM: 34,99€ (45€ discount).

Additionally, you can utilise a free 14-day trial period to fully understand the service’s functionality and quality before making a purchase.

The discount is also available for both six-month and yearly subscriptions. 

How it works

  • Visit Builtdifferent.com (the promotion can only be activated through the website).
  • Register for an account or log in.
  • Complete the questionnaire by providing your personal information and eating habits.
  • Enter the discount code you received via email in the ‘Add promotional code’ box just before checkout.
  • Start your 14-day free trial.
  • You will be charged the discounted rate based on your membership level at the end of the trial period. You can cancel your subscription at any time before the trial ends.

IMPORTANT NOTICE

The discount is not valid for the monthly subscription. This offer is only valid if you complete registration and payment from your desktop. The discount cannot be transferred.

What are you waiting for? 

Take advantage of this once-in-a-lifetime opportunity to secure a truly unique product that provides you with an effective training plan and diet at a surprisingly affordable monthly cost. P.S. We are committed to educating our audience about how to maximise the benefits of the products we offer in partnership with Builtdifferent. Check out their Instagram profile, @Builtdifferent, for entertaining and informative content on training and nutrition.


The Gems of Young Platform are about to change their faces!  All you need to know.

As of January 31, gems will be reset and will no longer be used for purchasing fee discounts. Instead, they will play a key role in rankings, prizes, and competitions within the app.

The New Year is set to bring many surprises for you and the entire community. We are excited to announce contests and competitions that will enable you to compete against other users and win amazing prizes. The first of these initiatives will launch in February. While we can’t share too much just yet, we can reveal that Gems will play a central role in this challenge. Are you ready to participate?

Gems reset on all accounts.

As of January 31, all Gems will be reset to ensure that everyone starts at the same level in future competitions. This reset represents an opportunity to create a fair and exciting environment where every user has an equal chance to rank among the winners. With this change, the reward system will be more transparent and accessible, offering a refreshing new experience on the platform.

Before this change can happen, we must utilise the gems we have gathered so far! 

Please note that competitions, prizes, and rankings will only be accessible in the app. If you haven’t done so yet, download Young Platform!

Download the app!

How to exploit Gems before 31 January

If you have accumulated Gems, now is the perfect time to use them! You have until January 30, 2025, to take advantage of the benefits. Here’s how:

  • Redeem completed Quests: Log into the app and redeem all available Gems.
  • Spend in the Shop: Use your Gems to purchase fee discounts and save on trading costs.

Remember to plan your budget: The fee rebates you buy in the Shop are valid for 24 hours, so ensure you have funds ready for trading. If necessary, make a deposit into your account before purchasing the discounts!

If you are a Club member and purchase a higher discount, the highest available discount will be applied. As a general rule, you can use the most beneficial discount available to you.

WARNING: All incomplete, unredeemed Quests and unused Gems will not be available after 31/01.

Why join a Club before February 4?

Lock in a 100% fee discount forever!

If you’re considering switching to Club Platinum or signing up, now is the ideal time to act! Starting January 4, Club Platinum will reduce the fee discount from 100% to 90%. However, anyone who signs up by February 3 will retain the benefit of a 100% fee discount forever, just like current Club Platinum members. For them, nothing will change, and they will continue to enjoy the 100% fee discount without any alterations.

Take advantage of this unique opportunity now! Read the in-depth article to learn more.

Please note: The discount remains valid as long as you continue to be a Platinum Club member.

Club price changes

Starting February 4, 2025, a new system for calculating club membership costs will be implemented based on the price of the YNG token. 

If you join a club before February 4, you will lock in the current amount of YNG tokens required for membership. For instance, at today’s price of €0.15 per YNG, you could join Club Silver by using 5,000 YNG tokens, which is approximately €750. However, after the new pricing structure is introduced, you would need 8,000 YNG tokens to join Club Silver at the same price of €0.15 per token, resulting in a cost of €1,200. 

For more details, read the in-depth article.

Prepare your 2025 on Young Platform!

Don’t miss the chance to make the most of the Gems and Club benefits before the changes. Sign up now, use your accumulated Gems and get ready to compete and win. 2025 on Young Platform will be a year full of opportunities!

Update on Club Platinum discounts for new members, effective 4 February

The update on the Club Platinum fees discount

Discount on Club Platinum fees: what’s changing from 4 February

Young Platform is working to lay the foundations for what will become the most significant transformation our community has ever experienced. This evolution necessitates adjustments to some of the rules and parameters governing the loyalty programmes of our exchange. One of the key updates involves the Club Platinum membership.

New terms for Club Platinum

Starting 4 February, Club Platinum will no longer offer a 100% discount on buy-and-sell fees but a generous 90% discount. This is a small change, but it offers numerous unique opportunities for both current members and those looking to join the Club!

For existing Club Platinum members

Are you already part of Club Platinum? Fantastic! For you, the 100% discount on fees will remain unchanged. Your account will not be affected. However, take note: if you choose to leave the Club and later rejoin, you will lose your exclusive right to the 100% discount, and the new terms will apply.

For those joining before 3 February

This is your golden opportunity! If you join Club Platinum (or upgrade from Club Bronze, Silver, or Gold) by 3 February, you can secure the 100% fee discount just like current members. Lock in your access to the Club before any increases and enjoy one of Young Platform’s most exclusive plans.

The new rebalancing mechanism for Young Platform clubs

And there’s more! From 4 February 2025, Young Platform will introduce a new system to determine the number of Young (YNG) tokens required to access the Clubs. This dynamic mechanism will adjust the requirement based on the market price of YNG, ensuring greater flexibility and optimal balance between supply and demand.

How the rebalancing works

  • Price increase: If the price of YNG rises, the number of tokens required to access the Clubs will decrease. An adjustment factor will ensure the reduction is balanced.
  • Price decrease: If the price of YNG falls, the number of tokens required will increase proportionally.

This model is based on YNG’s launch price (€0.24) and will not affect the requirements for those already enrolled in a Club.

Why it’s worth joining Club Platinum now

Let’s look at an example.

Today, the price of the YNG token is €0.15. With a budget of €3,750, you can purchase approximately 25,000 YNG—enough to join Club Platinum. After introducing the new economic model, if the price of Young (YNG) remains unchanged, the required number of tokens will increase to 40,000. This ensures that the euro value of Club memberships remains aligned with the original pricing.

  • Club Platinum price at the launch price of €0.24: 25,000 YNG x €0.24 = €6,000
  • Club Platinum price at the current price (€0.15): 40,000 YNG x €0.15 = €6,000

But there’s more! Starting in February 2025, Club members will benefit from competitive advantages in upcoming prize contests. Additionally, with the arrival of the Young Platform card and account, Club members will gain access to exclusive benefits, making their experience even more rewarding.

This is your final opportunity to secure one of Young Platform’s most affordable and exclusive plans. Don’t miss it!

How much does it cost to join the Young Platform Clubs?

The new rebalancing mechanism for Young Platform’s Clubs

The amount of Young (YNG) required to join the Young Platform Clubs is balanced monthly according to the token’s price. How does the mechanism work?

Since February 4, 2025, the number of Young (YNG) tokens required to access the Young Platform Clubs varies based on its price. This dynamic mechanism allows for an optimal balance between supply and demand, offering greater flexibility to users.

Rebalancing the number of tokens to access the Clubs

From their introduction until the first quarter of 2025, the token quantities required to access the Clubs remained the same, calculated in May 2022 based on YNG’s launch price of €0.24. However, given the large number of challenges and goals we set for 2025, we decided to take a step forward at the beginning of this year.

Why modify the number of tokens needed to access the Clubs? Well, because YNG is the heartbeat of our ecosystem, and the Clubs are the main reason that drives our users to hold it. Hence the idea: to update the number of tokens required to access the Clubs monthly, based on the market price, in order to make the monetary commitment users must make increasingly consistent with the price of Young (YNG).

Adopting this change was necessary for a number of reasons. The most obvious one is connected to a possible appreciation of YNG, which has already partially occurred, which would have made the Clubs practically inaccessible. Think about what might have happened if the price of the Young (YNG) token had reached €3 in a period when the previous model was active. It would have been necessary to freeze tokens for a monetary value of €15,000 to join the Silver Club and €75,000 to join the Platinum Club.

How does it work?

Here is the functioning of the Young Platform Clubs’ “pricing” mechanism:

If the price of Young (YNG) increases, the number of tokens required to join the Clubs decreases. An adjustment factor is applied to this decrease, which makes the quantity of YNG to lock up to join the Clubs consistent even in the case of extreme price growth of the token. If the price of YNG decreases, the number of tokens required increases proportionally. This model was applied to the number of tokens that needed to be held to access the Clubs, determined based on the initial listing price of €0.24.

Bronze: 1,500 YNG Silver: 5,000 YNG Gold: 10,000 YNG Platinum: 25,000 YNG

The price of Young Platform Clubs

Here’s how many YNG you need to be part of our loyalty program in August, at the reference price of €0.6773:

📍 Platinum: 17.393 YNG

📍 Gold: 6,958 YNG

📍 Silver: 3,478 YNG

📍 Bronze: 1,044 YNG

📍 Essential: 122 YNG (New Club introduced on 21/11/2025)

We remind you that we introduced this Club “price” rebalancing model in order to make the Young (YNG) tokenomics sustainable, even in the case of impetuous and sudden fluctuations in its value. Price is in quotes because, as you know, YNGs are not spent but simply locked on the platform.

Have you already chosen the Club to join? Don’t wait too long – memberships might soon become more exclusive and costly.



This is how Donald Trump capitalised 12 billion in two days with his meme coin

Donald Trump's meme coin on Solana

Donald Trump surprised everyone by announcing the launch of a meme coin on Solana. Find out the price, capitalisation, and why this move is shaking up the entire crypto market.

Without warning, on the night between Friday and Saturday and thus just days before his inauguration into the White House, Donald Trump made an announcement that shook the cryptocurrency world. The 47th US president unveiled that he had launched a memecoin called Official Trump (TRUMP) on Solana, which surpassed a capitalisation of $12 billion within hours.

Some investors initially thought it was a prank or a hacking attack on social channels. Yet confirmation came directly from CIC Digital LLC, the same entity already handling the launch of the tycoon’s NFT collections.

The token was launched with Trump’s image inspired by the July assassination attempt in Butler, Pennsylvania, a commercial initiative that has split the world between those who criticise the operation as a blatant attempt to profit from the office he is about to occupy and those who espouse the idea of a celebratory instrument of victory.

Officially ‘Official Trump (TRUMP)’: ‘presidential’ token on Solana

The idea behind Official Trump (TRUMP) is quite clear: to establish itself as Donald Trump’s only ‘official’ memecoin. According to the information provided by the team, the token’s distribution foresees an initial availability of 200 million TRUMP from day one, intending to extend the total supply to 1 billion within three years.

  • Updated price: according to the latest figures, 1 TRUMP is around $53
  • Trading volume: in the last 24 hours, the Trump meme coin has recorded around $51 billion. A record for the industry.
  • Distribution: According to the meme coin’s website, 80% of the coin’s supply is owned by CIC Digital LLC, an affiliate of the Trump Organisation, and Fight Fight LLC, a company incorporated in Delaware on 7 January. According to documents filed by the state, both companies will receive an undisclosed share of trading revenue.

Trump announced the launch of his token on social media: ‘It’s time to celebrate everything we stand for: WINNING! Join my special Trump Community. GET YOUR $TRUMP NOW.’ Within hours, the token quickly entered the market’s top 20 cryptos by capitalisation. 

The legal notes specify that the tokens are not regarded as ‘an investment opportunity’ or ‘a security’ but rather as an expression of support and commitment to the ideals and beliefs embodied in the ‘$TRUMP’ symbol.

Market and community reactions

Public opinion remains divided:

  • Pro: Supporters see TRUMP as a way to democratise access to digital assets and celebrate a prominent political figure.
  • Cons: Critics fear using presidential power for commercial purposes, raising ethical and regulatory concerns.

Criticism and scepticism

Many analysts and investors have expressed doubts about the operation. Nick Tomaino, a venture capitalist and former Coinbase executive, said, “The fact that Trump owns 80% of the tokens and launched them in the run-up to the inauguration is predatory, and many could suffer losses.”

The Kobeissi Letter, a well-known industry analyst, also commented negatively on X, describing the operation as ‘bordering on insanity’. In particular, it pointed out how the launch of $MELANIA, another meme coin linked to the Trump family, resulted in the pulverisation of $7.5 billion in just 10 minutes.

Support and celebration

On the other hand, the community of Trump supporters sees this initiative as a symbol of victory and celebration. With the slogan ‘It’s time to celebrate everything we stand for: WIN!”, Trump has attracted thousands of buyers, fuelling the hype around the project.

The launch of $MELANIA competes with $TRUMP

The launch of $MELANIA, which took place just over 24 hours after Trump’s, has unexpectedly impacted the market, prompting some traders to sell the $TRUMP meme coin to bet on a new target. “The official Melania meme is available! You can buy $MELANIA now,” was written on X and later shared by Trump.

Immediately after the debut of $MELANIA, the value of $TRUMP plummeted by more than 50%, from $75 to $30. In the following hours, it gradually rose again to around $64. Meanwhile, the market capitalisation of $MELANIA reached an impressive $13 billion.

From sceptic to crypto supporter?

Trump had previously criticised Bitcoin and the entire cryptocurrency industry, calling them ‘scams’. However, during the election campaign, he radically changed course, calling himself the ‘cryptocurrency president’ several times and becoming the first presidential candidate to accept cryptocurrency donations.

Following this interest, Trump launched a DeFi project on Ethereum called World Liberty Financial. However, in that case, Trump family members neither owned the platform nor held official roles in the company.

In addition, he declared his intention to use his executive powers to reduce the regulatory burden on companies in the cryptocurrency industry and announced the formation of a new dedicated advisory board. 

Among his plans is an executive order recognising Bitcoin and the crypto sector as national policy priorities. The order would invite government agencies to collaborate with the industry and establish a federal reserve for Bitcoin, allowing the government to buy and sell cryptocurrency. 

What happened this weekend in the world of decentralised finance also impacted the price of Bitcoin, which recorded a new all-time high at $109,500. 

Trump Token: the latest step in campaign merchandising

The Trump meme coin is the newest addition to the growing merchandising line, which already includes products such as perfumes, colognes, the ‘Trump Watches’ (with a value of up to $100,000), as well as silver coins, limited edition trainers, Trump-branded Bibles and collectable NFTs. NFTs and Trump-branded guitars alone generated 11.8 million in revenue.

How did the other ‘Trump tokens’ react?

The news did not fail to wreak havoc on cryptocurrencies already using Trump’s name or image—projects that originated well before TRUMP‘s official launch. Despite enjoying a surge in popularity in the past months due to the tycoon’s political and other exploits, many of these tokens experienced an immediate slump in value in favour of the more ‘authentic’ mem coin signed by CIC Digital LLC.

  • Fluctuating performance: within hours of TRUMP’s official presentation, the other Trump-themed coins showed a decline in trading volumes.
  • Possible consolidation: Some ‘unofficial’ projects may attempt rebranding or collaborate to distinguish themselves. However, competing with the original ‘Trump brand’ could be a complex challenge.

What happens now?

The media effect generated by this meme coin is already evident: Official Trump (TRUMP) has catalysed the attention of the press and social media, fuelling the debate on how political leaders can influence (and sometimes distort) crypto markets.

The following steps could concern:

  1. New exchange listings: capitalisation could increase further if $TRUMP were to land on high-volume trading platforms.
  2. Utility development: beyond the ‘meme’ dimension, the project could evolve with additional functionalities, such as staking, governance or synergies with the NFT world.
  3. Regulations: The hypothesis that a sitting US president publicly supports a meme coin raises several regulatory questions, especially given the propensity of some authorities to monitor digital assets closely.

What are meme coins

Memecoins are cryptocurrencies inspired by memes, jokes or viral internet phenomena. Unlike utility tokens, meme coins are often created to exploit the popularity of a meme or community. Two of the most famous examples are Dogecoin, created as a joke based on the Shiba Inu dog meme, and Shiba Inu, developed as a direct response to Dogecoin.

These cryptocurrencies are often launched with motives related to humour or the desire to ride a trend. Their value is mainly based on community support and speculation rather than real utility or technological innovation. The price of a meme coin is fuelled by the demand and hype of the moment, making it highly volatile.In conclusion, the launch of Official Trump (TRUMP) represents a unique case in the crypto landscape, with implications beyond the meme coin market. The main question remains whether this operation will set a new standard for using cryptocurrencies by political leaders and public figures or whether it will be just a controversial interlude in the crypto world.

The purchase of $TRUMP is highly speculative and carries a significant risk of loss. The value of $TRUMP is subject to high volatility and may fluctuate drastically over short periods. Please note: $TRUMP is a meme coin, a cryptocurrency based on an internet meme, and its value may be influenced by factors unrelated to economic fundamentals. The cryptocurrency market is largely unregulated, and buyers have limited protection in case of losses. The information provided in this newsletter does not constitute financial advice. You should consult a qualified financial advisor before making any purchase decision. Only invest what you can afford to lose, and fully understand the risks associated with cryptocurrency purchases, especially meme coins, before proceeding.

USA Inflation: Today’s CPI Data

US Inflation: Today’s CPI Data

The Consumer Price Index (CPI) Has Just Been Released: What It Means for the Markets

The Consumer Price Index (CPI), the key metric used to estimate inflation in the United States, has just been released. The fate of the markets often hinges on US inflation figures, and therefore on the CPI data published today. In this article, we’ll explore what the CPI is, why it matters, and examine the latest figures.

What Does CPI Mean?

Technically, the CPI (Consumer Price Index) is a fundamental economic indicator that measures the change in prices of goods and services typically purchased by consumers. In other words, it tells us how much more (or less) it costs to live today compared to the past.

The CPI is calculated by collecting price data on a representative “basket” of goods and services that consumers commonly buy. This basket includes a variety of essential products, such as food, clothing, housing, transportation, education, healthcare, and other everyday necessities. The US Bureau of Labour Statistics (BLS) collects prices monthly across 75 urban areas and compares them with previous periods.

Why Is It Important?

The CPI is used to measure inflation, which indicates the rate at which the cost of living is rising. If the CPI increases, it means that prices are rising, and, on average, people need to spend more to maintain their standard of living.

Bitcoin and the CPI: What’s the connection?

Over the past week, Bitcoin has repeatedly broken ATHs (all‑time highs), although between Monday 14 and Tuesday 15 the price eased slightly, stabilising—so far—around USD 117 000. There’s no clear driver behind this rally, but some analysts believe the upward surge is essentially speculative anticipation of potential future interest‑rate cuts. In any event, as BTC climbed from USD 112 000 to USD 119 000, spot Bitcoin ETFs recorded a record daily inflow of USD 1 billion.

Putting these capital flows aside, today’s CPI release is significant because it could influence the Federal Reserve’s interest‑rate decisions at the next FOMC meeting (29–30 July). A lower CPI would suggest easing inflation, which might prompt the Federal Reserve to consider cutting rates. Rate cuts typically encourage inflows into risk‑on assets such as equities and Bitcoin. As such, linking Bitcoin and the CPI is more an indirect correlation: investors view the CPI as a barometer for anticipating Fed action.

The last time it happened

When the Fed maintained rates at May levels around mid‑June (17–18 June), Bitcoin’s price barely reacted—because the outcome was widely expected. Indeed, Chair Jerome Powell has conditioned markets to expect a cautious “wait and see” approach: “the Fed will continue to monitor incoming data in line with its dual mandate, namely high employment and low inflation”. Economic uncertainties, particularly around tariffs and geopolitical tensions, remain elevated even if somewhat diminished.

In this context, the Consumer Price Index becomes an essential tool for understanding inflation trends and making informed decisions. A stable or declining CPI could foster a less uncertain economic climate, helping to reduce volatility in Bitcoin and other cryptocurrencies.

Analysis of July 2025 CPI data

On 15 July 2025, the BLS published June 2025 CPI figures. According to the report, monthly CPI rose compared to the previous month, as well as the annual CPI, now at 2.7%, up from 2.4% in June. This figure is significant because year‑on‑year inflation is 2,7%, moving further away the Fed’s 2% target. Naturally, the closer inflation is to the target, the more likely a rate cut becomes.

What do these figures mean?

A MoM change of 0.2% and a YoY change of 0.3% indicates that inflation is rising. The outcome aligns with expectations and reflects forecasts, which had predicted 2,7% YoY. What remains uncertain is how the Fed will respond on interest rates at the FOMC meeting on 29–30 July.

2025 CPI Historical Data
Here’s how the CPI has performed in the early months of 2025:

  • July 2025: 2,7 % (forecast 2.7 %)
  • June 2025: 2.4% (forecast: 2.5%)
  • May 2025: 2.3% (forecast: 2.4%)
  • April 2025: 2.4% (forecast: 2.5%)
  • March 2025: 2.8% (forecast: 2.9%)
  • February 2025: 3.0% (forecast: 2.9%)
  • January 2025: 2.9% (forecast: 2.9%)

To stay updated on market trends, subscribe to Young Platform by clicking below!

Gold Price Forecast: heading towards new records in 2025

Gold price forecast 2025: what will happen to the price?

As of recent months, gold has touched remarkable highs, hovering around $2,800 per ounce and boasting annual growth of approximately 30%. Key factors driving this surge include inflation pressures, a weakening US dollar, and heightened geopolitical tensions. With gold now in “price discovery” mode, 2025 predictions are under intense scrutiny.

Can gold sustain its rise after Trump’s 2024 election victory?

The upcoming year holds further potential for gold, particularly in light of the complex geopolitical landscape and Trump’s recent election victory. Will this political shift push gold prices to new peaks, or might the market face unexpected downturns? Here’s an expert-backed look into 2025’s gold price forecast, including the potential factors influencing this precious metal.

Expert predictions for Gold price in 2025

Analysts from top financial institutions remain optimistic about gold’s trajectory for 2025. Here are some key predictions:

  • JP Morgan has noted that a Trump administration could benefit gold prices due to heightened market volatility and the potential for currency weakness. This “debasement trade,” where investors seek safe-haven assets, supports the idea that gold could thrive as fiat currencies face mounting challenges.
  • Goldman Sachs forecasts a possible price high of $3,000 per ounce if current geopolitical and economic trends persist. According to their analysis, Trump’s election and potential shifts in monetary policy could further favour the precious metal.
  • Wisdomtree, a prominent investment fund, expects gold prices to reach around $2,750 by Q1 2025. This is supported by ongoing global conflicts and uncertain economic conditions that continue to fuel demand for safe-haven assets like gold.
  • Citi Group has similarly set a $2,900 target for early 2025, citing similar factors such as inflation concerns, monetary policy, and geopolitical tensions.
  • Bank of America (BoA) also offers a robust forecast, suggesting prices may surpass the $3,000 mark in 2025, mainly if the dollar shows signs of weakening amid heightened global risks.

Key Drivers for Gold’s Potential Surge

As experts analyse 2025’s outlook for gold, a few primary drivers emerge:

  1. Dovish Federal Reserve policy
    The US Federal Reserve’s recent interest rate cuts have made government bonds less attractive, drawing investors toward gold as a secure alternative. If this dovish stance continues, it could bolster the gold market.
  2. Potential US dollar crisis
    Historically, a weaker dollar supports higher gold prices. Many experts anticipate that the dollar’s recent volatility may persist, further benefitting gold as a stable store of value. However, gold could see some downward pressure if Trump’s policies strengthen the dollar.
  3. Geopolitical uncertainty
    The ongoing Russia-Ukraine conflict and instability in the Middle East show few signs of resolution. Trump’s upcoming administration may impact these conflicts, making gold a risk-averse investment.
  4. Inflation and global economic health
    Rising inflation rates remain a pressing concern, with gold serving as a traditional hedge against inflation. As central banks grapple with inflationary pressures, gold may continue to attract investors seeking stability amid economic volatility.

Gold Investment Options for 2025

For investors looking to capitalise on gold’s projected growth in 2025, there are multiple accessible avenues:

  • Physical Gold
    Investing in physical gold, such as coins or bullion, remains a popular choice for traditionalists seeking tangible assets.
  • Gold ETFs and Funds
    Exchange-traded funds (ETFs) offer a convenient way to gain exposure to gold without storing physical assets.
  • Gold-Backed cryptocurrencies (Pax Gold)
    For those looking for a modern twist, Pax Gold (PAXG) is a digital asset backed by physical gold. This stablecoin allows investors to hold gold in a more liquid and divisible form, reflecting the current value of gold and making it an accessible option for both large and small investors.

Conclusion: what lies ahead for Gold prices in 2025?

Overall, 2025 is anticipated to be a pivotal year for gold, driven by economic, political, and financial factors that could propel it to record highs. With forecasts suggesting gold prices may break the $3,000 threshold, this precious metal remains an attractive option for investors seeking a safe-haven asset amidst an unpredictable global landscape.

Whether you’re looking to invest directly in physical gold, explore gold-backed digital assets, or follow gold market trends, staying informed about expert forecasts can guide your investment choices.

What is de-dollarisation? Are the BRICS challenging the dollar’s supremacy?

What is de-dollarisation? Is it coming?

De-dollarisation refers to the gradual reduction in using the United States dollar as the primary currency in global trade and financial transactions. Since World War I, the dollar has reigned supreme, acting as the cornerstone of the global financial system.

However, the situation may be shifting with increasing globalisation and the rise of economies once deemed emerging but now crucial to global GDP. What does de-dollarisation truly mean, and how could it reshape the global economic landscape?

What is de-dollarisation?

Joyce Chang, chair of Global Research at J.P. Morgan, explains:

“The notion that the dollar is losing its status as a reserve currency has gained traction, particularly as the world has divided into trading blocs following Russia’s invasion of Ukraine and the growing strategic competition between the United States and China.”

In the US, the idea of devaluing the dollar to maintain economic competitiveness has even surfaced during electoral debates. But is the dollar truly losing its grip?

De-dollarisation describes the decreasing reliance on the US dollar in international transactions and reserves, a trend that could undermine its dominance over global financial markets. Currently, most international loans and investments are dollar-denominated, but this status is only guaranteed to last for a while.

The forces driving de-dollarisation

Two main factors threaten the dollar’s dominance: internal and external pressures.

  1. Internal stability and US leadership
    The dollar’s status is closely tied to the United States’ economic, political, and military strength. Will the US maintain its position as the world’s leading superpower in the coming years? This is a question facing policymakers and the new US administration led by Donald Trump. Achieving this is far from certain, and any decline in US influence could erode confidence in the dollar.
  2. The rise of the BRICS nations
    Externally, countries within the BRICS group—especially China, India, and Russia—actively seek alternatives to dollar reliance. For instance, China’s push to stabilise and internationalise the yuan could make it a viable competitor. Similarly, Russia has already shifted to using roubles, yuan, dirhams, and rupees for oil trade, reducing its dependency on the dollar.

The impact of de-dollarisation

Understanding de-dollarisation also involves assessing its potential consequences for the global economy, particularly for the United States.

  • The shift in global power dynamics
    A diminished role for the dollar would irrevocably alter the balance of power among the world’s most influential nations. US financial assets, such as stocks and bonds, could experience slower growth, while yields on fixed-income assets like government bonds may rise due to declining demand.
  • US exports and inflation
    A weaker dollar could make US exports more competitive globally, potentially boosting manufacturing. However, it may also discourage foreign investment in the US and contribute to higher inflation as import costs rise.
  • Commodity markets
    This shift is already evident in the commodities market, where some nations are bypassing the dollar in favour of local currencies. Russia, for example, conducts oil trades in currencies such as the Chinese yuan, Emirati dirham, and Indian rupee.
  • Increased demand for gold and scarce assets
    A move away from the dollar could drive up gold prices, as central banks may prefer gold as a reserve asset. Similarly, other scarce assets like Bitcoin could become increasingly attractive for preserving value.

Is de-dollarisation imminent?

While the United States has seen its share of global trade diminish, this does not necessarily mean de-dollarisation is inevitable.

The decline in the dollar’s share among central bank reserves, especially in emerging markets, is not yet significant enough to justify major concerns. Key factors such as bank deposits, sovereign wealth funds, and foreign investments continue to support the dollar’s dominance. Moreover, the dollar remains central to global finance due to its deep capital markets and robust financial transparency.


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MicroStrategy Bitcoin Holdings: risks and opportunities

MicroStrategy stocks (MSTR) have become a unique market case closely linked to Bitcoin’s performance. But how sustainable is this strategy?

Under Michael Saylor’s leadership, MicroStrategy has transformed its business model to integrate Bitcoin deeply. As the largest corporate holder of Bitcoin, MicroStrategy has created a unique connection between its stock price (MSTR) and the cryptocurrency’s value. This article examines the risks and opportunities of this strategy and evaluates whether the approach can be sustained in volatile markets.

MicroStrategy’s Bitcoin holdings: a bold business model

MicroStrategy holds over 402,000 bitcoins, valued at approximately $38.3 billion. The company finances these purchases through innovative convertible bonds, allowing investors to convert bonds into shares or claim repayment at maturity. This model effectively positions MicroStrategy as a proxy for Bitcoin investments.

Key Highlights:

  • Convertible Bonds: These bonds help MicroStrategy raise capital for Bitcoin purchases without direct risk to investors.
  • Stock Price Multiplier Effect: Historically, MicroStrategy’s stock price has risen 3–5x relative to Bitcoin’s growth. For example, a 10% BTC increase could lead to a 30%-50% rise in $MSTR.

The link between MicroStrategy Bitcoin holdings and stock value

MicroStrategy’s stock performance reflects Bitcoin’s market trends. As of today, the company holds Bitcoin worth $36 billion, yet its market cap exceeds $83 billion. This multiplier effect makes $MSTR an attractive investment for those seeking leveraged exposure to Bitcoin.

Additionally, MicroStrategy recently announced a $42 billion Bitcoin purchase plan over the next three years, reinforcing its commitment to this strategy.

Risks of MicroStrategy’s Bitcoin strategy

Despite the impressive returns, this model is not without vulnerabilities. Below are the primary risks:

  1. Interest Rate Sensitivity: Rising inflation and interest rates could make financing through bonds more expensive.
  2. Bitcoin Price Drops: A significant BTC downturn could rapidly devalue $MSTR shares. For instance, a 10% BTC decline might trigger a 30%- 50% drop in MicroStrategy’s stock price.
  3. Unsustainable Debt: Failure to meet stock price targets could compel MicroStrategy to repay bondholders in cash, requiring it to liquidate Bitcoin holdings.
  4. Market Impact: Forced sales of Bitcoin could further depress BTC prices, creating a negative feedback loop that affects MicroStrategy and the broader crypto market.
  5. Systemic Risk: MicroStrategy holds 1.84% of all Bitcoins, and its collapse could destabilise the cryptocurrency ecosystem.

Can MicroStrategy trigger a crypto market collapse?

While an extreme scenario where MicroStrategy triggers a crypto market crash is conceivable, it remains unlikely. Bitcoin has become a resilient asset, and even if MicroStrategy faced significant challenges, the cryptocurrency market is robust enough to weather the storm.

In a more plausible scenario, MicroStrategy might experience a steep stock price decline without needing to liquidate its Bitcoin reserves. However, this would still serve as a cautionary tale for heavily leveraged strategies tied to volatile assets like Bitcoin.

Conclusion

MicroStrategy’s Bitcoin holdings strategy offers a high-risk, high-reward opportunity. For investors, $MSTR provides leveraged exposure to Bitcoin’s performance, but it also carries risks tied to market volatility and financial obligations. While the company’s bold approach has yielded impressive returns, potential vulnerabilities warrant careful consideration.

Bitcoin’s value might not hinge on MicroStrategy, but the inverse could hold true: MicroStrategy’s fate is deeply tied to Bitcoin.

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Bitcoin 2050 forecasts: VanEck’s analysis

Bitcoin forecast 2050: what value will it reach?

VanEck’s forecast of Bitcoin’s value in 2050 offers an in-depth look at the cryptocurrency’s potential to become a central element in the international monetary system.

What does the future hold for us? What do VanEck’s predictions for 2050 contained in a recently published analysis say? According to the investment fund, Bitcoin could establish itself as a key component of the global monetary system, ‘stealing market share’ from major fiat currencies globally. 

Specifically, Van Eck predicts that Bitcoin will be widely used in international trade, become one of the most commonly used means of exchange and an even more valuable store of value.  Here are VanEck’s Bitcoin predictions for 2050.

Bitcoin: the future of the international monetary system

To produce his predictions on the price of Bitcoin by 2050, Van Eck started with some estimates on global Gross Domestic Product (GDP) and growth. The scenario drawn by the hedge fund predicts that populist movements and the desire for re-shorting will cause global GDP growth to slow from 3 to -2%

He then analysed the international monetary system (IMS) in a broader sense, predicting a shift of world economies away from traditional reserve currencies

The US, EU, UK and Japan are gradually losing share in this respect. In addition, the decline of confidence in fiat currencies as long-term stores of value due to continuous and excessive deficit spending – when a government (and thus a central bank) or a company spends more than it collects by financing itself through the issuance of debt, be it public or private – is increasingly evident.

In short, VanEck argues that the gradual erosion of trust in traditional fiat currencies and the emergence of Bitcoin as a store of value are the main catalysts for a radical change in the global monetary system. BTC is set to carve out a prominent role in international transactions and within state reserves.

Why will Bitcoin emerge?

VanEck predicts that Bitcoin could establish itself as one of the main instruments for exchanging value globally while at the same time attaining the status of a universally recognised store of value, a role historically held by gold. This is mainly because of the growing erosion of confidence in fiat currencies that we analysed in the previous section, but also due to a substantial change in the global monetary balance of power.

The foundation of Bitcoin’s success lies in some unique characteristics that make it particularly relevant, especially in developing countries:

  • Immutable property rights: Thanks to its decentralised blockchain, Bitcoin cannot be censored, confiscated, or stolen. This feature is particularly relevant in contexts where traditional systems are vulnerable to manipulation, corruption, or political instability.
  • Sound money principles: This concept describes a currency that retains its value over time and is not subject to uncontrolled inflation or manipulation by governments and central banks. With a supply limited to 21 million units, Bitcoin represents an ideal model of sound money.

One of the main obstacles to the adoption of Bitcoin is the limited scalability of its network, a critical issue that is finding solutions through the implementation of Layer-2 blockchain

These networks improve Bitcoin’s scalability, allowing more transactions to be finalised without compromising its fundamental characteristics. The combination of immutable property rights, sound money principles, and technological innovation provided by Layer-2s paves the way for the creation of a global financial system capable of effectively responding to the needs of emerging countries.

Bitcoin 2050 predictions: what does VanEck tell us?

After analysing where BTC might be during the next chapter of its evolutionary history, let’s see what VanEck’s predictions say about Bitcoin’s price. According to VanEck’s estimates, by 2050, Bitcoin could be used to settle 10% of international trade. Furthermore, the investment fund predicts that many central banks will hold at least 2.5% of their assets in BTC. 

This scenario, at least as far as the US is concerned, is on its way to becoming reality. A proposal under discussion in the US Congress, known as the Bitcoin ACT, aims to convert part of the US’s gold reserves into Bitcoin.

In any case, VanEck’s forecast takes three main factors into account: first, the GDP of local and international trade regulated on Bitcoin; then, the circulating supply and velocity of the asset. The latter represents the frequency with which a monetary unit, in this case BTC, is used to conduct transactions within an economic system in a given period. It measures how quickly money or its equivalents ‘circulate’.

Bearing in mind Bitcoin’s possible role as one of the cornerstones of international trade and an asset in most of the world’s central bank coffers, and applying a given velocity coefficient to this scenario, VanEck stated that Bitcoin’s value could reach $2.9 million per unit, with a total market capitalisation of $61 trillion.