On Young Platform you can deposit instantly with BANCOMAT Pay: add funds to your account simply, securely and immediately — with no need for bank transfers or cards.
Spotted a market opportunity but haven’t got the funds available in your wallet to act right away? Now you can fix that in a matter of seconds. No codes to enter, no waiting: a few taps are all it takes to complete the transaction and get back to business.
How to use it
Making a deposit with BANCOMAT Pay is simple:
- Go to the Deposits section in the Young Platform app.
- Select BANCOMAT Pay as your method.
- Enter the amount you wish to deposit.
- You’ll receive a notification from the BANCOMAT app or from your bank’s own app, if it offers the service.
- Authorise the transaction directly from your device.
- The funds will be available in your wallet straight away.
The transfer runs on the BANCOMAT network and uses SEPA Instant technology, ensuring maximum speed and security.
The benefits of BANCOMAT Pay
BANCOMAT Pay is designed to offer a smooth, efficient deposit experience. It lets you top up in real time, removing the waiting times that come with traditional banking systems. It doesn’t require you to enter sensitive data such as your IBAN, thanks to a fast authentication system that complies with banking security standards (SCA – PSD2).
But BANCOMAT Pay isn’t limited to deposits: it’s a complete digital payments ecosystem. You can use it to shop in store or online, and to send and receive money using a mobile number, without having to share your banking details. It’s ideal for small everyday expenses, such as splitting the bill at a restaurant or paying a friend back.
Its simple, intuitive interface makes it accessible even if you have little experience with payment apps.
Who can use BANCOMAT Pay
To use it on Young Platform, you need:
- a current account or a card with a bank that participates in the network;
- a mobile number linked to BANCOMAT Pay or to the integrated banking app.
The service does not work with foreign accounts that are not compatible with the Italian network. If you live abroad or use an unsupported account, you can always top up your wallet by SEPA transfer or card.
Fees
From 4 September 2026, BANCOMAT Pay deposits are subject to the following cost structure:
- Percentage fee: 2.2% of the amount deposited.
- Minimum fee: €0.25 per transaction.
For more details, and to check the most up-to-date conditions at any time, see the “Fees and pricing” section of the Young Platform app
Operating limits
Young Platform applies the following limits to BANCOMAT Pay deposits:
- Daily limit: €1,500
- Weekly limit: €3,000
- Monthly limit: €30,000
The limits are cumulative and refer to the total amount deposited, regardless of how many transactions you make.
How to activate BANCOMAT Pay
BANCOMAT Pay is available inside the BANCOMAT app. Some banks integrate BANCOMAT Pay natively into their own app. In those cases, there’s no need to download the BANCOMAT app separately, because the service is already available. Find the banks that participate in the service at this link.
If your bank doesn’t integrate BANCOMAT Pay, you’ll need to set up the official app.
Activation procedure:
- Download the BANCOMAT app from your app store.
- Enter the mobile number linked to the account you intend to use.
- Follow the authentication procedure indicated and required by your bank (activation code, QR code).
- Link your current account to BANCOMAT Pay.
- Enable a secure recognition method (fingerprint, face or PIN).
Once activation is complete, you’ll be able to use BANCOMAT Pay to deposit funds on Young Platform, pay in shops and send money in real time.
Why choose BANCOMAT Pay
BANCOMAT Pay is a service from BANCOMAT S.p.A., the company that runs Italy’s main electronic payment network. Founded in 1983, it is today a byword for innovation, security and reliability.
Millions of Italians use BANCOMAT every day to pay and withdraw cash.
BANCOMAT Pay is integrated into the leading Italian banking apps and allows payments by mobile phone without sharing your IBAN. It’s built to be fast, secure and suited to everyday use.
What’s more, thanks to the European EuroPA project, it is compatible with digital wallets in other countries, such as Bizum (Spain) and MB WAY (Portugal), making the service even more complete and interconnected across Europe.
Help and support
If you run into problems installing or using BANCOMAT Pay, you can:
- visit the official website bancomat.it
- or contact your bank directly.
With BANCOMAT Pay on Young Platform, topping up your wallet is faster, more practical and more secure. A few taps and you’re ready to seize the next market opportunity.
